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# Article 56 — Information before execution of individual payment transactions

*In force · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 8 Oct 2026 ·* [*Official source*](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)

In the case of an individual payment transaction under a framework contract initiated by the payer, a payment service provider shall, at the payer’s request for this specific payment transaction, provide explicit information on all of the following:

**(a)** the maximum execution time;

**(b)** the charges payable by the payer;

**(c)** where applicable, a breakdown of the amounts of any charges.

***

[Title III — Transparency of conditions and information requirements for payment services](/psd2/titles/iii.md) · [← Article 55](/psd2/articles/55.md) · [Article 57 →](/psd2/articles/57.md)