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# Article 46 — Information for the payer and payee after the initiation of a payment order

*In force · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 8 Oct 2026 ·* [*Official source*](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)

In addition to the information and conditions specified in [Article 45](/psd2/articles/45.md), where a payment order is initiated through a payment initiation service provider, the payment initiation service provider shall, immediately after initiation, provide or make available all of the following data to the payer and, where applicable, the payee:

**(a)** confirmation of the successful initiation of the payment order with the payer’s account servicing payment service provider;

**(b)** a reference enabling the payer and the payee to identify the payment transaction and, where appropriate, the payee to identify the payer, and any information transferred with the payment transaction;

**(c)** the amount of the payment transaction;

**(d)** where applicable, the amount of any charges payable to the payment initiation service provider for the transaction, and where applicable a breakdown of the amounts of such charges.

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[Title III — Transparency of conditions and information requirements for payment services](/psd2/titles/iii.md) · [← Article 45](/psd2/articles/45.md) · [Article 47 →](/psd2/articles/47.md)