> For the complete documentation index, see [llms.txt](https://www.headlesslaw.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.headlesslaw.com/psd2/annexes/annex-ii.md).

# Annex II

*In force · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 8 Oct 2026 ·* [*Official source*](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)

#### CORRELATION TABLE

| This Directive                                    | Directive 2007/64/EC           |
| ------------------------------------------------- | ------------------------------ |
| Article 1(1)                                      | Article 1(1)                   |
| Article 1(2)                                      | Article 1(2)                   |
| Article 2(1)                                      | Article 2(1)                   |
| Article 2(2)                                      |                                |
| Article 2(3)                                      |                                |
| Article 2(4)                                      |                                |
| Article 2(5)                                      | Article 2(3)                   |
| Article 3                                         | Article 3                      |
| Article 4:                                        | Article 4:                     |
| points (1), (2), (3), (4), (5) and (10)           | points 1, 2, 3, 4, 5 and 10    |
| point (7)                                         | point 6                        |
| point (8)                                         | point 7                        |
| point (9)                                         | point 8                        |
| point (11)                                        | point 9                        |
| point (12)                                        | point 14                       |
| point (13)                                        | point 16                       |
| point (14)                                        | point 23                       |
| points (20), (21), (22)                           | points 11, 12, 13              |
| point (23)                                        | point 28                       |
| point (25)                                        | point 15                       |
| points (26), (27)                                 | points 17, 18                  |
| point (28)                                        | point 20                       |
| point (29)                                        | point 19                       |
| point (33)                                        | point 21                       |
| points (34), (35), (36), (37)                     | points 24, 25, 26, 27          |
| point (38)                                        | point 22                       |
| points (39), (40)                                 | points 29, 30                  |
| points (6), (15)-(19), (24), (30)-(32), (41)-(48) | —                              |
| Article 5(1)                                      | Article 5                      |
| Article 5(2)                                      | —                              |
| Article 5(3)                                      | —                              |
| Article 5(4)                                      | —                              |
| Article 5(5)                                      | —                              |
| Article 5(6)                                      | —                              |
| Article 5(7)                                      | —                              |
| Article 6(1)                                      | —                              |
| Article 6(2)                                      | —                              |
| Article 6(3)                                      | —                              |
| Article 6(4)                                      | —                              |
| Article 7                                         | Article 6                      |
| Article 8(1)                                      | Article 7(1)                   |
| Article 8(2)                                      | Article 7(2)                   |
| Article 8(3)                                      | Article 7(3)                   |
| Article 9(1)                                      | Article 8(1)                   |
| Article 9(2)                                      | Article 8(2)                   |
| Article 9(3)                                      | Article 8(3)                   |
| Article 10(1)                                     | Article 9(1)                   |
| Article 10(2)                                     | Article 9(2)                   |
| —                                                 | Article 9(3) and (4)           |
| Article 11(1)                                     | Article 10(1)                  |
| Article 11(2)                                     | Article 10(2)                  |
| Article 11(3)                                     | Article 10(3)                  |
| Article 11(4)                                     | Article 10(4)                  |
| Article 11(5)                                     | Article 10(5)                  |
| Article 11(6)                                     | Article 10(6)                  |
| Article 11(7)                                     | Article 10(7)                  |
| Article 11(8)                                     | Article 10(8)                  |
| Article 11(9)                                     | Article 10(9)                  |
| Article 12                                        | Article 11                     |
| Article 13(1)                                     | Article 12(1)                  |
| Article 13(2)                                     | Article 12(2)                  |
| Article 13(3)                                     | Article 12(3)                  |
| Article 14(1)                                     | Article 13                     |
| Article 14(2)                                     | Article 13                     |
| Article 14(3)                                     | —                              |
| Article 14(4)                                     | —                              |
| Article 15(1)                                     | —                              |
| Article 15(2)                                     | —                              |
| Article 15(3)                                     | —                              |
| Article 15(4)                                     | —                              |
| Article 15(5)                                     | —                              |
| Article 16                                        | Article 14                     |
| Article 17(1)                                     | Article 15(1)                  |
| Article 17(2)                                     | Article 15(2)                  |
| Article 17(3)                                     | Article 15(3)                  |
| Article 17(4)                                     | Article 15(4)                  |
| Article 18(1)                                     | Article 16(1)                  |
| Article 18(2)                                     | Article 16(2)                  |
| Article 18(3)                                     | Article 16(2)                  |
| Article 18(4)                                     | Article 16(3)                  |
| Article 18(5)                                     | Article 16(4)                  |
| Article 18(6)                                     | Article 16(5)                  |
| Article 19(1)                                     | Article 17(1)                  |
| Article 19(2)                                     | Article 17(2)                  |
| Article 19(3)                                     | Article 17(3)                  |
| Article 19(4)                                     | Article 17(4)                  |
| Article 19(5)                                     | Article 17(5)                  |
| Article 19(6)                                     | Article 17(7)                  |
| Article 19(7)                                     | Article 17(8)                  |
| Article 19(8)                                     | —                              |
| Article 20(1)                                     | Article 18(1)                  |
| Article 20(2)                                     | Article 18(2)                  |
| Article 21                                        | Article 19                     |
| Article 22(1)                                     | Article 20(1)                  |
| Article 22(2)                                     | Article 20(2)                  |
| Article 22(3)                                     | Article 20(3)                  |
| Article 22(4)                                     | Article 20(4)                  |
| Article 22(5)                                     | Article 20(5)                  |
| Article 23(1)                                     | Article 21(1)                  |
| Article 23(2)                                     | Article 21(2)                  |
| Article 23(3)                                     | Article 21(3)                  |
| Article 24(1)                                     | Article 22(1)                  |
| Article 24(2)                                     | Article 22(2)                  |
| Article 24(3)                                     | Article 22(3)                  |
| Article 25(1)                                     | Article 23(1)                  |
| Article 25(2)                                     | Article 23(2)                  |
| Article 26(1)                                     | Article 24(1)                  |
| Article 26(2)                                     | Article 24(2)                  |
| Article 27(1)                                     | —                              |
| Article 27(2)                                     | —                              |
| Article 28(1)                                     | Article 25(1)                  |
| Article 28(2)                                     | —                              |
| Article 28(3)                                     | —                              |
| Article 28(4)                                     | —                              |
| Article 28(5)                                     | —                              |
| Article 29(1)                                     | Article 25(2) and (3)          |
| Article 29(2)                                     | —                              |
| Article 29(3)                                     | Article 25(4)                  |
| Article 29(4)                                     | —                              |
| Article 29(5)                                     | —                              |
| Article 29(6)                                     | —                              |
| Article 30(1)                                     | —                              |
| Article 30(2)                                     | —                              |
| Article 30(3)                                     | —                              |
| Article 30(4)                                     | —                              |
| Article 31(1)                                     | —                              |
| Article 31(2)                                     | Article 25(4)                  |
| Article 32(1)                                     | Article 26(1)                  |
| Article 32(2)                                     | Article 26(2)                  |
| Article 32(3)                                     | Article 26(3)                  |
| Article 32(4)                                     | Article 26(4)                  |
| Article 32(5)                                     | Article 26(5)                  |
| Article 32(6)                                     | Article 26(6)                  |
| Article 33(1)                                     | —                              |
| Article 33(2)                                     | —                              |
| Article 34                                        | Article 27                     |
| Article 35(1)                                     | Article 28(1)                  |
| Article 35(2)                                     | Article 28(2)                  |
| Article 36                                        | —                              |
| Article 37(1)                                     | Article 29                     |
| Article 37(2)                                     | —                              |
| Article 37(3)                                     | —                              |
| Article 37(4)                                     | —                              |
| Article 37(5)                                     | —                              |
| Article 38(1)                                     | Article 30(1)                  |
| Article 38(2)                                     | Article 30(2)                  |
| Article 38(3)                                     | Article 30(3)                  |
| Article 39                                        | Article 31                     |
| Article 40(1)                                     | Article 32(1)                  |
| Article 40(2)                                     | Article 32(2)                  |
| Article 40(3)                                     | Article 32(3)                  |
| Article 41                                        | Article 33                     |
| Article 42(1)                                     | Article 34(1)                  |
| Article 42(2)                                     | Article 34(2)                  |
| Article 43(1)                                     | Article 35(1)                  |
| Article 43(2)                                     | Article 35(2)                  |
| Article 44(1)                                     | Article 36(1)                  |
| Article 44(2)                                     | Article 36(2)                  |
| Article 44(3)                                     | Article 36(3)                  |
| Article 45(1)                                     | Article 37(1)                  |
| Article 45(2)                                     | —                              |
| Article 45(3)                                     | Article 37(2)                  |
| Article 46                                        | —                              |
| Article 47                                        | —                              |
| Article 48                                        | Article 38                     |
| Article 49                                        | Article 39                     |
| Article 50                                        | Article 40                     |
| Article 51(1)                                     | Article 41(1)                  |
| Article 51(2)                                     | Article 41(2)                  |
| Article 51(3)                                     | Article 41(3)                  |
| Article 52, point (1)                             | Article 42(1)                  |
| Article 52, point (2)                             | Article 42(2)                  |
| Article 52, point (3)                             | Article 42(3)                  |
| Article 52, point (4)                             | Article 42(4)                  |
| Article 52, point (5)                             | Article 42(5)                  |
| Article 52, point (6)                             | Article 42(6)                  |
| Article 52, point (7)                             | Article 42(7)                  |
| Article 53                                        | Article 43                     |
| Article 54(1)                                     | Article 44(1)                  |
| Article 54(2)                                     | Article 44(2)                  |
| Article 54(3)                                     | Article 44(3)                  |
| Article 55(1)                                     | Article 45(1)                  |
| Article 55(2)                                     | Article 45(2)                  |
| Article 55(3)                                     | Article 45(3)                  |
| Article 55(4)                                     | Article 45(4)                  |
| Article 55(5)                                     | Article 45(5)                  |
| Article 55(6)                                     | Article 45(6)                  |
| Article 56                                        | Article 46                     |
| Article 57(1)                                     | Article 47(1)                  |
| Article 57(2)                                     | Article 47(2)                  |
| Article 57(3)                                     | Article 47(3)                  |
| Article 58(1)                                     | Article 48(1)                  |
| Article 58(2)                                     | Article 48(2)                  |
| Article 58(3)                                     | Article 48(3)                  |
| Article 59(1)                                     | Article 49(1)                  |
| Article 59(2)                                     | Article 49(2)                  |
| Article 60(1)                                     | Article 50(1)                  |
| Article 60(2)                                     | Article 50(2)                  |
| Article 60(3)                                     | —                              |
| Article 61(1)                                     | Article 51(1)                  |
| Article 61(2)                                     | Article 51(2)                  |
| Article 61(3)                                     | Article 51(3)                  |
| Article 61(4)                                     | Article 51(4)                  |
| Article 62(1)                                     | Article 52(1)                  |
| Article 62(2)                                     | Article 52(2)                  |
| Article 62(3)                                     | Article 52(3)                  |
| Article 62(4)                                     | —                              |
| Article 62(5)                                     | —                              |
| Article 63(1)                                     | Article 53(1)                  |
| Article 63(2)                                     | Article 53(2)                  |
| Article 63(3)                                     | Article 53(3)                  |
| Article 64(1)                                     | Article 54(1)                  |
| Article 64(2)                                     | Article 54(2)                  |
| Article 64(3)                                     | Article 54(3)                  |
| Article 64(4)                                     | Article 54(4)                  |
| Article 65(1)                                     | —                              |
| Article 65(2)                                     | —                              |
| Article 65(3)                                     | —                              |
| Article 65(4)                                     | —                              |
| Article 65(5)                                     | —                              |
| Article 65(6)                                     | —                              |
| Article 66(1)                                     | —                              |
| Article 66(2)                                     | —                              |
| Article 66(3)                                     | —                              |
| Article 66(4)                                     | —                              |
| Article 66(5)                                     | —                              |
| Article 67(1)                                     | —                              |
| Article 67(2)                                     | —                              |
| Article 67(3)                                     | —                              |
| Article 67(4)                                     | —                              |
| Article 68(1)                                     | Article 55(1)                  |
| Article 68(2)                                     | Article 55(2)                  |
| Article 68(3)                                     | Article 55(3)                  |
| Article 68(4)                                     | Article 55(4)                  |
| Article 69(1)                                     | Article 56(1)                  |
| Article 69(2)                                     | Article 56(2)                  |
| Article 70(1)                                     | Article 57(1)                  |
| Article 70(2)                                     | Article 57(2)                  |
| Article 71(1)                                     | Article 58                     |
| Article 71(2)                                     | —                              |
| Article 72(1)                                     | Article 59(1)                  |
| Article 72(2)                                     | Article 59(2)                  |
| Article 73(1)                                     | Article 60(1)                  |
| Article 73(2)                                     | —                              |
| Article 73(3)                                     | Article 60(2)                  |
| Article 74(1)                                     | Article 61(1), 61(2) and 61(3) |
| Article 74(2)                                     | —                              |
| Article 74(3)                                     | Article 61(4) and (5)          |
| Article 75(1)                                     | —                              |
| Article 75(2)                                     | —                              |
| Article 76(1)                                     | Article 62(1)                  |
| Article 76(2)                                     | Article 62(2)                  |
| Article 76(3)                                     | Article 62(3)                  |
| Article 76(4)                                     | —                              |
| Article 77(1)                                     | Article 63(1)                  |
| Article 77(2)                                     | Article 63(2)                  |
| Article 78(1)                                     | Article 64(1)                  |
| Article 78(2)                                     | Article 64(2)                  |
| Article 79(1)                                     | Article 65(1)                  |
| Article 79(2)                                     | Article 65(2)                  |
| Article 79(3)                                     | Article 65(3)                  |
| Article 80(1)                                     | Article 66(1)                  |
| Article 80(2)                                     | Article 66(2)                  |
| Article 80(3)                                     | Article 66(3)                  |
| Article 80(4)                                     | Article 66(4)                  |
| Article 80(5)                                     | Article 66(5)                  |
| Article 81(1)                                     | Article 67(1)                  |
| Article 81(2)                                     | Article 67(2)                  |
| Article 81(3)                                     | Article 67(3)                  |
| Article 82(1)                                     | Article 68(1)                  |
| Article 82(2)                                     | Article 68(2)                  |
| Article 83(1)                                     | Article 69(1)                  |
| Article 83(2)                                     | Article 69(2)                  |
| Article 83(3)                                     | Article 69(3)                  |
| Article 84                                        | Article 70                     |
| Article 85                                        | Article 71                     |
| Article 86                                        | Article 72                     |
| Article 87(1)                                     | Article 73(1)                  |
| Article 87(2)                                     | Article 73(1)                  |
| Article 87(3)                                     | Article 73(2)                  |
| Article 88(1)                                     | Article 74(1)                  |
| Article 88(2)                                     | Article 74(2)                  |
| Article 88(3)                                     | Article 74(2)                  |
| Article 88(4)                                     | Article 74(2)                  |
| Article 88(5)                                     | Article 74(3)                  |
| Article 89(1)                                     | Article 75(1)                  |
| Article 89(2)                                     | Article 75(2)                  |
| Article 89(3)                                     | Article 75(3)                  |
| Article 90(1)                                     | —                              |
| Article 90(2)                                     | —                              |
| Article 91                                        | Article 76                     |
| Article 92(1)                                     | Article 77(1)                  |
| Article 92(2)                                     | Article 77(2)                  |
| Article 93                                        | Article 78                     |
| Article 94(1)                                     | Article 79(1)                  |
| Article 94(2)                                     | —                              |
| Article 95(1)                                     | —                              |
| Article 95(2)                                     | —                              |
| Article 95(3)                                     | —                              |
| Article 95(4)                                     | —                              |
| Article 95(5)                                     | —                              |
| Article 96(1)                                     | —                              |
| Article 96(2)                                     | —                              |
| Article 96(3)                                     | —                              |
| Article 96(4)                                     | —                              |
| Article 96(5)                                     | —                              |
| Article 96(6)                                     | —                              |
| Article 97(1)                                     | —                              |
| Article 97(2)                                     | —                              |
| Article 97(3)                                     | —                              |
| Article 97(4)                                     | —                              |
| Article 97(5)                                     | —                              |
| Article 98(1)                                     | —                              |
| Article 98(2)                                     | —                              |
| Article 98(3)                                     | —                              |
| Article 98(4)                                     | —                              |
| Article 98(5)                                     | —                              |
| Article 99(1)                                     | Article 80(1)                  |
| Article 99(2)                                     | Article 80(2)                  |
| Article 100(1)                                    | —                              |
| Article 100(2)                                    | —                              |
| Article 100(3)                                    | —                              |
| Article 100(4)                                    | Article 82(2)                  |
| Article 100(5)                                    | —                              |
| Article 100(6)                                    | —                              |
| Article 101(1)                                    | —                              |
| Article 101(2)                                    | —                              |
| Article 101(3)                                    | —                              |
| Article 101(4)                                    | —                              |
| Article 102(1)                                    | Article 83(1)                  |
| Article 102(2)                                    | Article 83(2)                  |
| Article 103(1)                                    | Article 81(1)                  |
| Article 103(2)                                    | —                              |
| Article 104                                       | —                              |
| Article 105(1)                                    | —                              |
| Article 105(2)                                    | —                              |
| Article 105(3)                                    | —                              |
| Article 105(4)                                    | —                              |
| Article 105(5)                                    | —                              |
| Article 106(1)                                    | —                              |
| Article 106(2)                                    | —                              |
| Article 106(3)                                    | —                              |
| Article 106(4)                                    | —                              |
| Article 106(5)                                    | —                              |
| Article 107(1)                                    | Article 86(1)                  |
| Article 107(2)                                    | Article 86(2)                  |
| Article 107(3)                                    | Article 86(3)                  |
| Article 108                                       | Article 87                     |
| Article 109(1)                                    | Article 88(1)                  |
| Article 109(2)                                    | Article 88(3)                  |
| Article 109(3)                                    | Article 88(2) and (4)          |
| Article 109(4)                                    | —                              |
| Article 109(5)                                    | —                              |
| Article 110                                       | Article 90                     |
| Article 111, point (1)                            | —                              |
| Article 111, point (2)                            | —                              |
| Article 112, point (1)                            | —                              |
| Article 112, point (2)                            | —                              |
| Article 113                                       | Article 92                     |
| Article 114                                       | Article 93                     |
| Article 115(1)                                    | Article 94(1)                  |
| Article 115(2)                                    | Article 94(2)                  |
| Article 115(3)                                    | —                              |
| Article 115(4)                                    | —                              |
| Article 115(5)                                    | —                              |
| Article 116                                       | Article 95                     |
| Article 117                                       | Article 96                     |
| Annex I                                           | Annex                          |
