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# Annex I

*In force · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 8 Oct 2026 ·* [*Official source*](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)

#### PAYMENT SERVICES

#### (as referred to in point (3) of Article 4)

**1.** Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.

**2.** Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.

**3.** Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:

**(a)** execution of direct debits, including one-off direct debits;

**(b)** execution of payment transactions through a payment card or a similar device;

**(c)** execution of credit transfers, including standing orders.

**4.** Execution of payment transactions where the funds are covered by a credit line for a payment service user:

**(a)** execution of direct debits, including one-off direct debits;

**(b)** execution of payment transactions through a payment card or a similar device;

**(c)** execution of credit transfers, including standing orders.

**5.** Issuing of payment instruments and/or acquiring of payment transactions.

**6.** Money remittance.

**7.** Payment initiation services.

**8.** Account information services.