Text as of 17 Jan 2025 · Consolidated version of 17 January 2025 · Same wording as today’s text.Today’s text Annex I
Financial services★Level 1DirectivePSD2In forceIn force on the date shown, by the dates in the Official Journal.·VerifiedIdentical to the official source.·Official source
PAYMENT SERVICES
(as referred to in point (3) of Article 4)
(1)1.Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
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(2)2.Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
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(3)3.Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider:
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(3)(a)(a)execution of direct debits, including one-off direct debits;
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(3)(b)(b)execution of payment transactions through a payment card or a similar device;
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(3)(c)(c)execution of credit transfers, including standing orders.
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(4)4.Execution of payment transactions where the funds are covered by a credit line for a payment service user:
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(4)(a)(a)execution of direct debits, including one-off direct debits;
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(4)(b)(b)execution of payment transactions through a payment card or a similar device;
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(4)(c)(c)execution of credit transfers, including standing orders.
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(5)5.Issuing of payment instruments and/or acquiring of payment transactions.
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