--- title: "Annex I" type: regulation legal_status: in_force source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" source_retrieved: 2026-10-02 shortTitle: "Annex I" instrument_type: level1_directive authority: Commission binding: true binding_character: binding mica_level2: false legal_basis: "Directive (EU) 2015/2366" instrument: psd2 celex: "32015L2366" regulation: PSD2 regulation-full: "Directive (EU) 2015/2366" annex: I status: in_force object_id: eu.psd2.legal_text.annex.i text_version: "Consolidated version of 17 January 2025" source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" check_status: matched verified: true last_checked: 2026-11-09 --- *In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)* ### PAYMENT SERVICES ### (as referred to in point (3) of Article 4) **1.** Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account. **2.** Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account. **3.** Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider: **(a)** execution of direct debits, including one-off direct debits; **(b)** execution of payment transactions through a payment card or a similar device; **(c)** execution of credit transfers, including standing orders. **4.** Execution of payment transactions where the funds are covered by a credit line for a payment service user: **(a)** execution of direct debits, including one-off direct debits; **(b)** execution of payment transactions through a payment card or a similar device; **(c)** execution of credit transfers, including standing orders. **5.** Issuing of payment instruments and/or acquiring of payment transactions. **6.** Money remittance. **7.** Payment initiation services. **8.** Account information services.