EBA

EBA under PSD2, ordered by official identifier.

• EBA Q&A 2018_4030Q&A — Geographical scope of application of the RTS on strongAnswered
• EBA Q&A 2018_4031Q&A — Applicability of SCA to ‘card payments initiatedAnswered
• EBA Q&A 2018_4032Q&A — Criteria for the application of the transaction riskAnswered
• EBA Q&A 2018_4033Q&A — Criteria for the application of the transaction riskAnswered
• EBA Q&A 2018_4034Q&A — Criteria for the application of the transaction riskAnswered
• EBA Q&A 2018_4035Q&A — Criteria for the application of the transaction riskAnswered
• EBA Q&A 2018_4036Q&A — Application of the low-value contactless exemptionAnswered
• EBA Q&A 2018_4038Q&A — Applicability of the low-value contactless exemptionAnswered
• EBA Q&A 2018_4039Q&A — Qualification of SMS OTP as an authentication factorAnswered
• EBA Q&A 2018_4040Q&A — Currency conversion of the EUR thresholds containedAnswered
• EBA Q&A 2018_4041Q&A — Display of incorrect authentication factors in caseAnswered
• EBA Q&A 2018_4042Q&A — Liability for fraud when SCA exemption usedAnswered
• EBA Q&A 2018_4043Q&A — Calculation of fraud rates in relation to ExemptionAnswered
• EBA Q&A 2018_4044Q&A — Transaction Risk Analysis (TRA) exemption – Time periodAnswered
• EBA Q&A 2018_4045Q&A — Transaction Risk Analysis (TRA) exemption – FrequencyAnswered
• EBA Q&A 2018_4047Q&A — Review of security measuresAnswered
• EBA Q&A 2018_4048Q&A — Applicability of Strong Customer Authentication (SCA)Answered
• EBA Q&A 2018_4049Q&A — Persistent authentication for wearable devicesAnswered
• EBA Q&A 2018_4052Q&A — EMV cards and EMV terminals supporting onlineAnswered
• EBA Q&A 2018_4053Q&A — Length of authentication codesAnswered
• EBA Q&A 2018_4054Q&A — Confidentiality of the application cryptogram for EMVAnswered
• EBA Q&A 2018_4055Q&A — Confidentiality of offline PINAnswered
• EBA Q&A 2018_4056Q&A — Application of the exemption for transactions to trustedAnswered
• EBA Q&A 2018_4057Q&A — SCA at vending machines without PIN padAnswered
• EBA Q&A 2018_4058Q&A — Transactions initiated via Interactive Voice ResponseAnswered
• EBA Q&A 2018_4060Q&A — Exemption for secure corporate payment processesAnswered
• EBA Q&A 2018_4065Q&A — Accessing payment account online in web browser shallAnswered
• EBA Q&A 2018_4068Q&A — Exemption from strong customer authentication (SCA)Answered
• EBA Q&A 2018_4071Q&A — Communication plans to inform payment service providersAnswered
• EBA Q&A 2018_4076Q&A — On the access to trusted beneficiaries lists (RTS Art 13)Answered
• EBA Q&A 2018_4077Q&A — On the use and storage of Personalised SecurityAnswered
• EBA Q&A 2018_4081Q&A — On the access to names and surnames through the APIAnswered
• EBA Q&A 2018_4083Q&A — On the application of SCA when cancelling a paymentAnswered
• EBA Q&A 2018_4089Q&A — Obligatory nature of the SCA and exemption basedAnswered
• EBA Q&A 2018_4090Q&A — Does transaction monitoring need to be real time?Answered
• EBA Q&A 2018_4095Q&A — Irrevocability of a payment order initiated by a PISPAnswered
• EBA Q&A 2018_4096Q&A — API functionalityAnswered
• EBA Q&A 2018_4098Q&A — Clarification on whether a particular business model typeAnswered
• EBA Q&A 2018_4108Q&A — Scope of ‘initiation of an electronic paymentAnswered
• EBA Q&A 2018_4110Q&A — Data authentication standardsAnswered
• EBA Q&A 2018_4117Q&A — Sanctions list screening in the context of TPPs' servicesAnswered
• EBA Q&A 2018_4120Q&A — Exemptions from Strong Customer Authentication (SCA)Answered
• EBA Q&A 2018_4123Q&A — Explicit consent required by the ASPSP from the PSUAnswered
• EBA Q&A 2018_4127Q&A — Application of Transaction Risk Analysis (TRA) exemptionAnswered
• EBA Q&A 2018_4128Q&A — Trusted Beneficiary exemption – ManagementAnswered
• EBA Q&A 2018_4131Q&A — Payee-initiated transactions with irregular periodAnswered
• EBA Q&A 2018_4133Q&A — Applicability of SCA to wallet solutionsAnswered
• EBA Q&A 2018_4135Q&A — SMS OTP and credit card as a two authentication factorAnswered
• EBA Q&A 2018_4138Q&A — Testing eIDAS certificates before 14 September 2019Answered
• EBA Q&A 2018_4140Q&A — ASPSP is denied the waiver to the fall-back by an NCAAnswered
• EBA Q&A 2018_4141Q&A — Authentication codeAnswered
• EBA Q&A 2018_4144Q&A — Major incidents reportingAnswered
• EBA Q&A 2018_4150Q&A — Credit value date for payment transactions with currencyAnswered
• EBA Q&A 2018_4152Q&A — Review of the security measures: Audit reportAnswered
• EBA Q&A 2018_4153Q&A — Review of Security Measures - Auditors expertiseAnswered
• EBA Q&A 2018_4155Q&A — Responsibility of national authorityAnswered
• EBA Q&A 2018_4163Q&A — Fall back exemptionAnswered
• EBA Q&A 2018_4170Q&A — Home / host cooperationAnswered
• EBA Q&A 2018_4172Q&A — Interpretation of 'Active request for accountAnswered
• EBA Q&A 2018_4176Q&A — Operation and security risk assessment of a branchAnswered
• EBA Q&A 2018_4177Q&A — Application of SCA when a PSU accesses paymentAnswered
• EBA Q&A 2018_4181Q&A — The Implementation of the electronic communicationsAnswered
• EBA Q&A 2018_4182Q&A — Application of limits for Strong customer authenticationAnswered
• EBA Q&A 2018_4188Q&A — Information to be provided / made available by ASPSPAnswered
• EBA Q&A 2018_4210Q&A — Access by AISPs when customer not present up to 4 timesAnswered
• EBA Q&A 2018_4221Q&A — Ability of a payment account operated by a paymentAnswered
• EBA Q&A 2018_4225Q&A — Contactless payments at point of sale - ApplicationsAnswered
• EBA Q&A 2018_4226Q&A — Contactless payments at point of sale - ApplicationsAnswered
• EBA Q&A 2018_4227Q&A — Contactless countingAnswered
• EBA Q&A 2018_4230Q&A — Contactless transactions - SCAAnswered
• EBA Q&A 2018_4231Q&A — Responsibility for comprehensive assessment accordingAnswered
• EBA Q&A 2018_4233Q&A — Is the scope of the RTS on strong customer authenticationAnswered
• EBA Q&A 2018_4235Q&A — Ability of static card data to be considered a possessionAnswered
• EBA Q&A 2018_4237Q&A — Signature on a paper slip from a payment terminalAnswered
• EBA Q&A 2018_4238Q&A — Signature performed on the screen of a digital deviceAnswered
• EBA Q&A 2018_4239Q&A — Applicability of exemption from strong customerAnswered
• EBA Q&A 2018_4241Q&A — Applicability of exemption under RTS Article 11Answered
• EBA Q&A 2018_4242Q&A — Applicability of exemption under RTS Article 16Answered
• EBA Q&A 2018_4272Q&A — Payment accounts and reference accountsAnswered
• EBA Q&A 2018_4298Q&A — Calculation of own funds required for payment institutionAnswered
• EBA Q&A 2018_4299Q&A — Calculation of own funds required for payment institutionAnswered
• EBA Q&A 2018_4309Q&A — Consent for the provision of PIS and AISAnswered
• EBA Q&A 2018_4315Q&A — Strong AuthenticationAnswered
• EBA Q&A 2018_4338Q&A — Trusted BeneficiariesAnswered
• EBA Q&A 2018_4339Q&A — 90 Day Access via Direct AccessRejected
• EBA Q&A 2018_4342Q&A — Chip and Signature cards and their inclusion in the remitAnswered
• EBA Q&A 2018_4359Q&A — Does SCA apply to electronically processed SEPA DirectAnswered
• EBA Q&A 2018_4360Q&A — Application of the exemption related to a trustedAnswered
• EBA Q&A 2018_4366Q&A — Showing a password after it has been maskedAnswered
• EBA Q&A 2018_4371Q&A — Categories of RegistrationAnswered
• EBA Q&A 2018_4375Q&A — Certfication in relation to a Technical Service ProviderAnswered
• EBA Q&A 2018_4383Q&A — Exemption of secure corporate payment processesAnswered
• EBA Q&A 2018_4399Q&A — Electronic chip transactions authenticated with a handAnswered
• EBA Q&A 2018_4400Q&A — Secure corporate payment processes and protocolsAnswered
• EBA Q&A 2018_4404Q&A — Subsequent instances of a recurring card paymentAnswered
• EBA Q&A 2018_4413Q&A — Qualified certificate under eIDAS for ASPSPAnswered
• EBA Q&A 2018_4414Q&A — Usage of SMS for dynamic linkingAnswered
• EBA Q&A 2018_4415Q&A — Dynamic linking for batch transactionsAnswered
• EBA Q&A 2018_4429Q&A — Application of the Low Value Transaction LimitsAnswered
• EBA Q&A 2018_4432Q&A — Passporting and eIDAS certificatesAnswered
• EBA Q&A 2018_4435Q&A — Dynamic Linking for batch paymentsAnswered
• EBA Q&A 2018_4439Q&A — Fraud rate calculation for TRA exemption – countryAnswered
• EBA Q&A 2018_4440Q&A — Revocation / Invalidation of SCA proof before executionAnswered
• EBA Q&A 2019_4450Q&A — Potential inconsistency on the applicationRejected
• EBA Q&A 2019_4480Q&A — Unattended terminals and Transaction Risk Analysis (TRA)Answered
• EBA Q&A 2019_4484Q&A — Strong customer authentication requirementAnswered
• EBA Q&A 2019_4496Q&A — Revocation of future dated Payment Initiation ServicesAnswered
• EBA Q&A 2019_4507Q&A — Content of eIDAS certificates if agents or outsourceAnswered
• EBA Q&A 2019_4532Q&A — Strong Customer Authentication (SCA) possession elementAnswered
• EBA Q&A 2019_4542Q&A — Insurance policy on minimum monetary amountAnswered
• EBA Q&A 2019_4556Q&A — Definition of payee for dynamic linkingAnswered
• EBA Q&A 2019_4560Q&A — SCA profiles and multiple-use of devicesAnswered
• EBA Q&A 2019_4564Q&A — Exemptions from Strong Customer Authentication (SCA)Answered
• EBA Q&A 2019_4573Q&A — Immediate Refund by the Payment Service ProviderRejected
• EBA Q&A 2019_4576Q&A — SurchargingRejected
• EBA Q&A 2019_4586Q&A — Requirement on the use of a Qualified CertificateAnswered
• EBA Q&A 2019_4594Q&A — Definition of an electronic remote payment transactionAnswered
• EBA Q&A 2019_4601Q&A — ASPSP providing updated payment status to PISPAnswered
• EBA Q&A 2019_4604Q&A — Scope - Limited network exclusionAnswered
• EBA Q&A 2019_4609Q&A — Identification and access for testing purposesAnswered
• EBA Q&A 2019_4630Q&A — Applicability of Article 34 (eIDAS certificates) priorAnswered
• EBA Q&A 2019_4631Q&A — TPP access only with PSU involvementAnswered
• EBA Q&A 2019_4637Q&A — Separation of factors for strong customer authenticationAnswered
• EBA Q&A 2019_4638Q&A — Wide usage portability between Member StatesAnswered
• EBA Q&A 2019_4650Q&A — EBA register providing a list of third party providersAnswered
• EBA Q&A 2019_4651Q&A — Relying on vendor mechanisms processing the biometricAnswered
• EBA Q&A 2019_4661Q&A — Inclusion of time taken for SCA in the performance KPIAnswered
• EBA Q&A 2019_4662Q&A — Define what is “given period of time”Answered
• EBA Q&A 2019_4664Q&A — Applicability of SCA to electronically processed SEPAAnswered
• EBA Q&A 2019_4671Q&A — Compliance of (1) card data (2) SMS OTP and (3) EMV 3DSAnswered
• EBA Q&A 2019_4679Q&A — Authorisation number in eIDAS certificatesAnswered
• EBA Q&A 2019_4681Q&A — What is considered as a dedicated interfaceAnswered
• EBA Q&A 2019_4691Q&A — Interpretation of the words ‘preceding year’Rejected
• EBA Q&A 2019_4693Q&A — Scope of the corporate SCA exemption.Answered
• EBA Q&A 2019_4702Q&A — Transaction risk analysis (TRA) exemption – CalculationAnswered
• EBA Q&A 2019_4703Q&A — Report of fraud rates by issuers and acquirersAnswered
• EBA Q&A 2019_4712Q&A — AISPs and scope of application AML requirementsAnswered
• EBA Q&A 2019_4740Q&A — Compliance with SCA in offline mode on an aircraftAnswered
• EBA Q&A 2019_4752Q&A — Authorisation for the provision of PIS and AIS on behalfAnswered
• EBA Q&A 2019_4753Q&A — Requirement for credit institutionsRejected
• EBA Q&A 2019_4776Q&A — More than one transaction from a single consumerAnswered
• EBA Q&A 2019_4783Q&A — Delayed or deferred PIN for wearable devicesAnswered
• EBA Q&A 2019_4785Q&A — Unsuccessful authentications and declined transactionsAnswered
• EBA Q&A 2019_4788Q&A — Treatment of electronic bookings similar to Mail OrderAnswered
• EBA Q&A 2019_4790Q&A — Keyed Mail Order or Telephone Order (MO-TO) transactionsAnswered
• EBA Q&A 2019_4791Q&A — Processing payments for hotel reservationsAnswered
• EBA Q&A 2019_4792Q&A — Merchant Initiated Transactions exemption for hotelAnswered
• EBA Q&A 2019_4794Q&A — Consumer mandate under Merchant Initiated TransactionsAnswered
• EBA Q&A 2019_4795Q&A — Validity of SCAAnswered
• EBA Q&A 2019_4796Q&A — Intermediaries and Merchant-IDAnswered
• EBA Q&A 2019_4797Q&A — Merchant IDs and SCAAnswered
• EBA Q&A 2019_4800Q&A — WhitelistingAnswered
• EBA Q&A 2019_4811Q&A — The amount of a card payment transactionRejected
• EBA Q&A 2019_4823Q&A — 3 month notification period on interface changesAnswered
• EBA Q&A 2019_4826Q&A — Scope of contingency mechanismAnswered
• EBA Q&A 2019_4827Q&A — Tokenised card details as a SCA possession element.Answered
• EBA Q&A 2019_4854Q&A — Account Data required by a ASPSP to execute a paymentAnswered
• EBA Q&A 2019_4855Q&A — Application of the strong customer authentication (SCA)Answered
• EBA Q&A 2019_4856Q&A — Type of accounts accessible through common and secureAnswered
• EBA Q&A 2019_4866Q&A — Reporting of card transactions that are out-of-scopeAnswered
• EBA Q&A 2019_4874Q&A — Roles that can be assigned to electronic moneyRejected
• EBA Q&A 2019_4875Q&A — Failed Authentication CodeAnswered
• EBA Q&A 2019_4910Q&A — Authentication codeAnswered
• EBA Q&A 2019_4919Q&A — Interpretation of payment instrumentRejected
• EBA Q&A 2019_4921Q&A — Safeguarding requirementsRejected
• EBA Q&A 2019_4937Q&A — SCA for contactless payments at a POS executedAnswered
• EBA Q&A 2019_4982Q&A — Services offered by means of ATM by providersRejected
• EBA Q&A 2019_4984Q&A — Push based authentication and SCA requirementsAnswered
• EBA Q&A 2019_5008Q&A — Losses due to fraud per liability bearer / Perdite dovuteAnswered
• EBA Q&A 2019_5019Q&A — Online foreign exchangeRejected
• EBA Q&A 2019_5039Q&A — Reporting of fraud by the acquirersAnswered
• EBA Q&A 2019_5041Q&A — Reporting of PISP initiated paymentsAnswered
• EBA Q&A 2019_5042Q&A — Reporting of PISP transactionsAnswered
• EBA Q&A 2019_5043Q&A — Direct debts fraud reportingAnswered
• EBA Q&A 2019_5044Q&A — Recording of e-moneyAnswered
• EBA Q&A 2019_5045Q&A — Card payments - acquirerAnswered
• EBA Q&A 2019_5046Q&A — Recording of card paymentsAnswered
• EBA Q&A 2019_5054Q&A — Contingency Measures under Article 33Answered
• EBA Q&A 2019_5056Q&A — Data breakdown on fraud by different card functionsAnswered
• EBA Q&A 2020_5070Q&A — Reporting of e-commerce card-based payment transactionsAnswered
• EBA Q&A 2020_5099Q&A — Collection of fees for utilities or other regularAnswered
• EBA Q&A 2020_5115Q&A — Using Trusted Beneficiary Lists to Auto Reject PISPAnswered
• EBA Q&A 2020_5124Q&A — SCA for staff assisted electronic channelAnswered
• EBA Q&A 2020_5133Q&A — Dynamic linking: transactions for which the final amountAnswered
• EBA Q&A 2020_5135Q&A — Payment Initiation Scope and Trusted BeneficiariesAnswered
• EBA Q&A 2020_5165Q&A — Individual's name to return in AISP/PISP callsAnswered
• EBA Q&A 2020_5181Q&A — Acquisition and money remittance payment serviceAnswered
• EBA Q&A 2020_5184Q&A — Obstacles to the payment initiation serviceAnswered
• EBA Q&A 2020_5215Q&A — Elements of possession (SIM card) and knowledgeAnswered
• EBA Q&A 2020_5216Q&A — Money RemittanceAnswered
• EBA Q&A 2020_5224Q&A — Transport and parking exemption for parking and electricAnswered
• EBA Q&A 2020_5247Q&A — Clarification of remote payment for dynamic linkingAnswered
• EBA Q&A 2020_5249Q&A — Access to account for FinTech Solutions that incorporateAnswered
• EBA Q&A 2020_5264Q&A — SafeguardingAnswered
• EBA Q&A 2020_5288Q&A — Mount unattended contactless device on general goodsAnswered
• EBA Q&A 2020_5325Q&A — Alternative strong customer authentication for citizensAnswered
• EBA Q&A 2020_5335Q&A — How to use bank guarantees instead of PIIAnswered
• EBA Q&A 2020_5353Q&A — On the requirements for 'inherence' in strong customerAnswered
• EBA Q&A 2020_5354Q&A — The implementation of commercial agent exclusionAnswered
• EBA Q&A 2020_5355Q&A — The implementation of commercial agent exclusion for B2CAnswered
• EBA Q&A 2020_5366Q&A — Clarification on where the creation of the authenticationAnswered
• EBA Q&A 2020_5367Q&A — SCA requirements with dynamic linking for mobileAnswered
• EBA Q&A 2020_5476Q&A — Clarification on the qualification and protectionAnswered
• EBA Q&A 2020_5477Q&A — Clarification on level of protection requiredAnswered
• EBA Q&A 2020_5479Q&A — Ability of a creditor to change a mandateAnswered
• EBA Q&A 2020_5498Q&A — Payers right to make use of payment initiation serviceAnswered
• EBA Q&A 2020_5502Q&A — Clarification of meanings 'transferring of funds'Answered
• EBA Q&A 2020_5516Q&A — Perform SCA by reusing an element usedAnswered
• EBA Q&A 2020_5534Q&A — Bill-payment via postal serviceAnswered
• EBA Q&A 2020_5570Q&A — Consumer explicit consent to the PISP for processingAnswered
• EBA Q&A 2020_5573Q&A — Information to be provided by the PISP to the payer priorAnswered
• EBA Q&A 2020_5619Q&A — Independence of the elements for SCAAnswered
• EBA Q&A 2020_5620Q&A — Use of behavioural data for SCAAnswered
• EBA Q&A 2020_5621Q&A — Use of new technology for SCAAnswered
• EBA Q&A 2020_5622Q&A — Application of SCA to issuing a payment instrumentAnswered
• EBA Q&A 2020_5626Q&A — Association with the payment service user by meansAnswered
• EBA Q&A 2020_5643Q&A — Delegation of 2-Factor Authentication (2FA) to PISP, AISPAnswered
• EBA Q&A 2020_5650Q&A — Requirements towards SCA if association is done basedAnswered
• EBA Q&A 2020_5673Q&A — Legal requirements for the authentication procedureAnswered
• EBA Q&A 2021_5726Q&A — “Triangular ” passportAnswered
• EBA Q&A 2021_5755Q&A — On the access to safeguarding accounts throughAnswered
• EBA Q&A 2021_5763Q&A — Obstacle to the provision of payment initiationAnswered
• EBA Q&A 2021_5821Q&A — Strong customer authentication (SCA) Knowledge elementAnswered
• EBA Q&A 2021_5845Q&A — Ability of Payee’s PSP to apply exemptions from SCAAnswered
• EBA Q&A 2021_6029Q&A — Scope of “additional registrations” as obstaclesAnswered
• EBA Q&A 2021_6044Q&A — Re-engineering by TPP of the ASPSP’s redirect API and PSUAnswered
• EBA Q&A 2021_6077Q&A — Confirmation of Funds (CoF) request by a PISP in caseAnswered
• EBA Q&A 2021_6078Q&A — Information on the host member State in which Third PartyAnswered
• EBA Q&A 2021_6141Q&A — Association of personalised security credentialsAnswered
• EBA Q&A 2021_6145Q&A — SCA applicability / Application of SCA at tokenisationAnswered
• EBA Q&A 2021_6156Q&A — Arbitrating between security and obstaclesAnswered
• EBA Q&A 2021_6235Q&A — Application of the exemption under Article 10 RTSAnswered
• EBA Q&A 2021_6236Q&A — Payment Initiation Service - Batch payment / bulk paymentAnswered
• EBA Q&A 2021_6241Q&A — Calculation of “payment volume” for method BAnswered
• EBA Q&A 2021_6245Q&A — ASPSP restricting access for TPPs who embeds the redirectAnswered
• EBA Q&A 2021_6246Q&A — Change of TPP access rights for AIS consent by the PSUAnswered
• EBA Q&A 2021_6256Q&A — Payee-initiated transactions with irregular periodAnswered
• EBA Q&A 2021_6280Q&A — Application of SCA for confirmation of funds requestsAnswered
• EBA Q&A 2021_6283Q&A — Provision of the acquiring of payment transactionsAnswered
• EBA Q&A 2021_6298Q&A — Clarification on the protection requirementsAnswered
• EBA Q&A 2021_6305Q&A — Articulation and interaction of the second and the thirdAnswered
• EBA Q&A 2021_6315Q&A — Transactions initiated via electronic mail (email)Answered
• EBA Q&A 2021_6318Q&A — Future-dated payments and recurring transactionsAnswered
• EBA Q&A 2021_6320Q&A — PISP’s access to payable charges applied by the ASPSPAnswered
• EBA Q&A 2021_6321Q&A — Authentication procedures that ASPSPs’ interfacesAnswered
• EBA Q&A 2022_6360Q&A — Exclusion of cash withdrawal services from PSD2Answered
• EBA Q&A 2022_6385Q&A — Interpretation of the words ‘preceding year’Rejected
• EBA Q&A 2022_6391Q&A — Paper-based postal money orders as definedAnswered
• EBA Q&A 2022_6392Q&A — API functionalityAnswered
• EBA Q&A 2022_6437Q&A — Annex VI - Agentes/distributorsAnswered
• EBA Q&A 2022_6464Q&A — SCA for token replacementAnswered
• EBA Q&A 2022_6481Q&A — Reading of the term means of paymentAnswered
• EBA Q&A 2022_6489Q&A — The definition of payment services and in particularAnswered
• EBA Q&A 2022_6526Q&A — Evidences / Records to be stored by account servicingAnswered
• EBA Q&A 2022_6570Q&A — Initial CapitalRejected
• EBA Q&A 2022_6611Q&A — Payment accountAnswered
• EBA Q&A 2022_6612Q&A — Information provided to the payee on individual paymentAnswered
• EBA Q&A 2022_6613Q&A — Publication of quarterly statistics, accordingRejected
• EBA Q&A 2023_6675Q&A — Consideration of own funds requirements as a comparableAnswered
• EBA Q&A 2023_6687Q&A — Period to be covered by statistics pursuant to ArticleAnswered
• EBA Q&A 2023_6691Q&A — Is Article 5 of Regulation 2021/1230 applicableRejected
• EBA Q&A 2023_6744Q&A — Service DowntimeAnswered
• EBA Q&A 2023_6750Q&A — requirements for professional experienceRejected
• EBA Q&A 2023_6752Q&A — Eligibility of communication by AISPs with ASPSPAnswered
• EBA Q&A 2023_6753Q&A — Eligibility of communication by AISPs with ASPSPRejected
• EBA Q&A 2023_6767Q&A — App to app redirection with biometrics for PISAnswered
• EBA Q&A 2023_6777Q&A — Exchange rate mark-ups part of 'all chargesAnswered
• EBA Q&A 2023_6788Q&A — Fraud reportingAnswered
• EBA Q&A 2023_6790Q&A — Multi-licensed entity capital requirementAnswered
• EBA Q&A 2023_6820Q&A — Exemption from strong customer authenticationAnswered
• EBA Q&A 2023_6827Q&A — Trusted BeneficiariesAnswered
• EBA Q&A 2023_6863Q&A — Mobile Banking Services and SCA in the same appAnswered
• EBA Q&A 2023_6873Q&A — PISP payment order cancellation due to fraud preventionAnswered
• EBA Q&A 2023_6882Q&A — Safeguarding with a credit institition in a third countryAnswered
• EBA Q&A 2023_6910Q&A — Interpretation of payment instrumentAnswered
• EBA Q&A 2023_6946Q&A — Card data (PAN) to be returned in AISP callsAnswered
• EBA Q&A 2023_6949Q&A — Secure corporate payment processes and protocolsAnswered
• EBA Q&A 2023_6951Q&A — Requirement for loan agents to registerRejected
• EBA Q&A 2024_6989Q&A — Criteria for selecting the operations to be includedAnswered
• EBA Q&A 2024_7003Q&A — Third party access to account attributesRejected
• EBA Q&A 2024_7056Q&A — CreditAnswered
• EBA Q&A 2024_7093Q&A — Clarification needed in dedicated InterfacesRejected
• EBA Q&A 2024_7103Q&A — Revocation of ASPSP's Exemption from the ContingencyAnswered
• EBA Q&A 2024_7118Q&A — Definition of Communication StandardsRejected
• EBA Q&A 2024_7165Q&A — Compliance of non-bank PSPs with the safeguardingAnswered
• EBA Q&A 2024_7199Q&A — non-discrimination in implementing PSD2Rejected
• EBA Q&A 2024_7261Q&A — Obstacles Faced by PISPs in Accessing Payment StatusAnswered
• EBA Q&A 2024_7265Q&A — Proxy matricesAnswered
• EBA Q&A 2024_7286Q&A — Knowledge element of SCA.Answered
• EBA Q&A 2025_7317Q&A — Minimum monetary amount of professional indemnityAnswered
• EBA Q&A 2025_7358Q&A — Authentication process of the PSU with the ASPSPAnswered
• EBA Q&A 2025_7376Q&A — the use of strong and widely recognized encryptionAnswered
• EBA Q&A 2025_7396Q&A — Application of general requirements of Chapter 6Rejected
• EBA Q&A 2025_7425Q&A — Setting limit (daily and/or per transaction)Answered
• EBA Q&A 2025_7482Q&A — SCA exception for Contactless only terminals (SoftPOS)Answered
• EBA Q&A 2025_7602Q&A — Obstacle assessment of a mandatory client segmentAnswered
• EBA Q&A 2025_7603Q&A — Execution of an authorized payment instructionRejected
• EBA Q&A 2025_7604Q&A — Obstacle assessment of requiring multiple manualRejected
• EBA Q&A 2025_7605Q&A — Obstacle assessment of requiring an additionalRejected
• EBA Q&A 2025_7606Q&A — Clarification of the scope of the term authenticationAnswered
• EBA Q&A 2025_7607Q&A — Definition of equivalent authentication procedureAnswered
• EBA Q&A 2025_7608Q&A — Obstacle assessment of an ASPSP offering only webRejected
• EBA Q&A 2025_7644Q&A — Obligations of ASPSPs to inform PISPs about the executionAnswered
• EBA Q&A 2025_7672Q&A — PSU support in dedicated and redirected interfaces.Answered
• EBA Q&A 2025_7673Q&A — Supervisory obligations of NCAs under ArticleRejected
• EBA Q&A 2025_7674Q&A — Requirement for ASPSPs to complyRejected
• EBA Q&A 2025_7675Q&A — Provision of rejection reasons for payment ordersAnswered
• EBA Q&A 2025_7677Q&A — Introduction of additional mandatory stepsRejected
• EBA Q&A 2025_7678Q&A — Clarification on the use of PSU-linked tokensRejected
• EBA Q&A 2026_7760Q&A — Ban imposed by certain national authoritiesRejected