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Article 98 — Regulatory technical standards on authentication and communication

Showing 66 of 66Release 10 Nov 2026Details
Coverage
Not covered: national guidance, court decisions.
Freshness
Release 2d86bd12 published 10 Nov 2026, 17:06 CET.
Shown
Showing 66 of 66
Failures
None.
Incomplete
No.
Implemented by · Level 21
2018/389RTS — Strong customer authentication and secure communication [in force]
Explained by · Level 352
EBA Q&A 2018_4043Q&A — Calculation of fraud rates in relation to Exemption [Final Q&A]EBA Q&A 2018_4044Q&A — Transaction Risk Analysis (TRA) exemption – Time period [Final Q&A]EBA Q&A 2018_4045Q&A — Transaction Risk Analysis (TRA) exemption – Frequency [Final Q&A]EBA Q&A 2018_4071Q&A — Communication plans to inform payment service providers [Final Q&A]EBA Q&A 2018_4120Q&A — Exemptions from Strong Customer Authentication (SCA) [Final Q&A]EBA Q&A 2018_4127Q&A — Application of Transaction Risk Analysis (TRA) exemption [Final Q&A]EBA Q&A 2018_4128Q&A — Trusted Beneficiary exemption – Management [Final Q&A]EBA Q&A 2018_4138Q&A — Testing eIDAS certificates before 14 September 2019 [Final Q&A]EBA Q&A 2018_4140Q&A — ASPSP is denied the waiver to the fall-back by an NCA [Final Q&A]EBA Q&A 2018_4163Q&A — Fall back exemption [Final Q&A]EBA Q&A 2018_4210Q&A — Access by AISPs when customer not present up to 4 times [Final Q&A]EBA Q&A 2018_4227Q&A — Contactless counting [Final Q&A]EBA Q&A 2018_4230Q&A — Contactless transactions - SCA [Final Q&A]EBA Q&A 2018_4235Q&A — Ability of static card data to be considered a possession [Final Q&A]EBA Q&A 2018_4237Q&A — Signature on a paper slip from a payment terminal [Final Q&A]EBA Q&A 2018_4238Q&A — Signature performed on the screen of a digital device [Final Q&A]EBA Q&A 2018_4239Q&A — Applicability of exemption from strong customer [Final Q&A]EBA Q&A 2018_4241Q&A — Applicability of exemption under RTS Article 11 [Final Q&A]EBA Q&A 2018_4242Q&A — Applicability of exemption under RTS Article 16 [Final Q&A]EBA Q&A 2018_4338Q&A — Trusted Beneficiaries [Final Q&A]EBA Q&A 2018_4339Q&A — 90 Day Access via Direct Access [Rejected question]EBA Q&A 2018_4342Q&A — Chip and Signature cards and their inclusion in the remit [Final Q&A]EBA Q&A 2018_4366Q&A — Showing a password after it has been masked [Final Q&A]EBA Q&A 2018_4375Q&A — Certfication in relation to a Technical Service Provider [Final Q&A]EBA Q&A 2018_4383Q&A — Exemption of secure corporate payment processes [Final Q&A]EBA Q&A 2018_4400Q&A — Secure corporate payment processes and protocols [Final Q&A]EBA Q&A 2018_4413Q&A — Qualified certificate under eIDAS for ASPSP [Final Q&A]EBA Q&A 2018_4439Q&A — Fraud rate calculation for TRA exemption – country [Final Q&A]EBA Q&A 2019_4586Q&A — Requirement on the use of a Qualified Certificate [Final Q&A]EBA Q&A 2019_4609Q&A — Identification and access for testing purposes [Final Q&A]EBA Q&A 2019_4630Q&A — Applicability of Article 34 (eIDAS certificates) prior [Final Q&A]EBA Q&A 2019_4631Q&A — TPP access only with PSU involvement [Final Q&A]EBA Q&A 2019_4651Q&A — Relying on vendor mechanisms processing the biometric [Final Q&A]EBA Q&A 2019_4661Q&A — Inclusion of time taken for SCA in the performance KPI [Final Q&A]EBA Q&A 2019_4662Q&A — Define what is “given period of time” [Final Q&A]EBA Q&A 2019_4681Q&A — What is considered as a dedicated interface [Final Q&A]EBA Q&A 2019_4693Q&A — Scope of the corporate SCA exemption. [Final Q&A]EBA Q&A 2019_4702Q&A — Transaction risk analysis (TRA) exemption – Calculation [Final Q&A]EBA Q&A 2019_4752Q&A — Authorisation for the provision of PIS and AIS on behalf [Final Q&A]EBA Q&A 2019_4783Q&A — Delayed or deferred PIN for wearable devices [Final Q&A]EBA Q&A 2019_4785Q&A — Unsuccessful authentications and declined transactions [Final Q&A]EBA Q&A 2019_4823Q&A — 3 month notification period on interface changes [Final Q&A]EBA Q&A 2019_4826Q&A — Scope of contingency mechanism [Final Q&A]EBA Q&A 2020_5224Q&A — Transport and parking exemption for parking and electric [Final Q&A]EBA Q&A 2020_5650Q&A — Requirements towards SCA if association is done based [Final Q&A]EBA Q&A 2021_5845Q&A — Ability of Payee’s PSP to apply exemptions from SCA [Final Q&A]EBA Q&A 2021_6029Q&A — Scope of “additional registrations” as obstacles [Final Q&A]EBA Q&A 2022_6392Q&A — API functionality [Final Q&A]EBA Q&A 2023_6752Q&A — Eligibility of communication by AISPs with ASPSP [Final Q&A]EBA Q&A 2023_6753Q&A — Eligibility of communication by AISPs with ASPSP [Rejected question]EBA Q&A 2023_6820Q&A — Exemption from strong customer authentication [Final Q&A]EBA Q&A 2023_6863Q&A — Mobile Banking Services and SCA in the same app [Final Q&A]
Cited by6
65(2)(c)Confirmation on the availability of funds66(3)(d)Rules on access to payment account in the case of payment initiation services66(4)(a)Rules on access to payment account in the case of payment initiation services67(2)(c)Rules on access to and use of payment account information in the case of account information services67(3)(a)Rules on access to and use of payment account information in the case of account information services115(4)Transposition
Defined terms0

None linked in our corpus.

Amended by1
17 Jan 202532022L2556