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Article 98 — Regulatory technical standards on authentication and communication

Showing 52 of 52Release 10 Nov 2026Details

Coverage: Not covered: national guidance, court decisions.
Freshness: Release 2d86bd12 published 10 Nov 2026, 17:06 CET.
Shown: Showing 52 of 52
Failures: None.
Incomplete: No.

Implemented by · Level 21

2018/389RTS — Strong customer authentication and secure communication [in force]

Explained by · Level 351

EBA Q&A 2018_4043Q&A — Calculation of fraud rates in relation to Exemption [Final Q&A]EBA Q&A 2018_4044Q&A — Transaction Risk Analysis (TRA) exemption – Time period [Final Q&A]EBA Q&A 2018_4045Q&A — Transaction Risk Analysis (TRA) exemption – Frequency [Final Q&A]EBA Q&A 2018_4071Q&A — Communication plans to inform payment service providers [Final Q&A]EBA Q&A 2018_4120Q&A — Exemptions from Strong Customer Authentication (SCA) [Final Q&A]EBA Q&A 2018_4127Q&A — Application of Transaction Risk Analysis (TRA) exemption [Final Q&A]EBA Q&A 2018_4128Q&A — Trusted Beneficiary exemption – Management [Final Q&A]EBA Q&A 2018_4138Q&A — Testing eIDAS certificates before 14 September 2019 [Final Q&A]EBA Q&A 2018_4140Q&A — ASPSP is denied the waiver to the fall-back by an NCA [Final Q&A]EBA Q&A 2018_4163Q&A — Fall back exemption [Final Q&A]EBA Q&A 2018_4210Q&A — Access by AISPs when customer not present up to 4 times [Final Q&A]EBA Q&A 2018_4227Q&A — Contactless counting [Final Q&A]EBA Q&A 2018_4230Q&A — Contactless transactions - SCA [Final Q&A]EBA Q&A 2018_4235Q&A — Ability of static card data to be considered a possession [Final Q&A]EBA Q&A 2018_4237Q&A — Signature on a paper slip from a payment terminal [Final Q&A]EBA Q&A 2018_4238Q&A — Signature performed on the screen of a digital device [Final Q&A]EBA Q&A 2018_4239Q&A — Applicability of exemption from strong customer [Final Q&A]EBA Q&A 2018_4241Q&A — Applicability of exemption under RTS Article 11 [Final Q&A]EBA Q&A 2018_4242Q&A — Applicability of exemption under RTS Article 16 [Final Q&A]EBA Q&A 2018_4338Q&A — Trusted Beneficiaries [Final Q&A]EBA Q&A 2018_4339Q&A — 90 Day Access via Direct Access [Rejected question]EBA Q&A 2018_4342Q&A — Chip and Signature cards and their inclusion in the remit [Final Q&A]EBA Q&A 2018_4366Q&A — Showing a password after it has been masked [Final Q&A]EBA Q&A 2018_4375Q&A — Certfication in relation to a Technical Service Provider [Final Q&A]EBA Q&A 2018_4383Q&A — Exemption of secure corporate payment processes [Final Q&A]EBA Q&A 2018_4400Q&A — Secure corporate payment processes and protocols [Final Q&A]EBA Q&A 2018_4413Q&A — Qualified certificate under eIDAS for ASPSP [Final Q&A]EBA Q&A 2018_4439Q&A — Fraud rate calculation for TRA exemption – country [Final Q&A]EBA Q&A 2019_4586Q&A — Requirement on the use of a Qualified Certificate [Final Q&A]EBA Q&A 2019_4609Q&A — Identification and access for testing purposes [Final Q&A]EBA Q&A 2019_4630Q&A — Applicability of Article 34 (eIDAS certificates) prior [Final Q&A]EBA Q&A 2019_4631Q&A — TPP access only with PSU involvement [Final Q&A]EBA Q&A 2019_4651Q&A — Relying on vendor mechanisms processing the biometric [Final Q&A]EBA Q&A 2019_4661Q&A — Inclusion of time taken for SCA in the performance KPI [Final Q&A]EBA Q&A 2019_4662Q&A — Define what is “given period of time” [Final Q&A]EBA Q&A 2019_4681Q&A — What is considered as a dedicated interface [Final Q&A]EBA Q&A 2019_4693Q&A — Scope of the corporate SCA exemption. [Final Q&A]EBA Q&A 2019_4702Q&A — Transaction risk analysis (TRA) exemption – Calculation [Final Q&A]EBA Q&A 2019_4752Q&A — Authorisation for the provision of PIS and AIS on behalf [Final Q&A]EBA Q&A 2019_4783Q&A — Delayed or deferred PIN for wearable devices [Final Q&A]EBA Q&A 2019_4785Q&A — Unsuccessful authentications and declined transactions [Final Q&A]EBA Q&A 2019_4823Q&A — 3 month notification period on interface changes [Final Q&A]EBA Q&A 2019_4826Q&A — Scope of contingency mechanism [Final Q&A]EBA Q&A 2020_5224Q&A — Transport and parking exemption for parking and electric [Final Q&A]EBA Q&A 2020_5650Q&A — Requirements towards SCA if association is done based [Final Q&A]EBA Q&A 2021_5845Q&A — Ability of Payee’s PSP to apply exemptions from SCA [Final Q&A]EBA Q&A 2021_6029Q&A — Scope of “additional registrations” as obstacles [Final Q&A]EBA Q&A 2022_6392Q&A — API functionality [Final Q&A]EBA Q&A 2023_6752Q&A — Eligibility of communication by AISPs with ASPSP [Final Q&A]EBA Q&A 2023_6753Q&A — Eligibility of communication by AISPs with ASPSP [Rejected question]EBA Q&A 2023_6820Q&A — Exemption from strong customer authentication [Final Q&A]

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