Article 67 — Rules on access to and use of payment account information in the case of account information services
Financial servicesLevel 1DirectivePSD2In forceIn force on the date shown, by the dates in the Official Journal.VerifiedIdentical to the official source.Official source
67(1)Copy link
1.Member States shall ensure that a payment service user has the right to make use of services enabling access to account information as referred to in point (8) of Annex I. That right shall not apply where the payment account is not accessible online.
67(2)(a)
(a)provide services only where based on the payment service user’s explicit consent;
Copy link67(2)(b)
(b)ensure that the personalised security credentials of the payment service user are not, with the exception of the user and the issuer of the personalised security credentials, accessible to other parties and that when they are transmitted by the account information service provider, this is done through safe and efficient channels;
Copy link67(2)(c)
(c)for each communication session, identify itself towards the account servicing payment service provider(s) of the payment service user and securely communicate with the account servicing payment service provider(s) and the payment service user, in accordance with point (d) of Article 98(1);
Copy link67(2)(d)
(d)access only the information from designated payment accounts and associated payment transactions;
Copy link67(2)(f)
(f)not use, access or store any data for purposes other than for performing the account information service explicitly requested by the payment service user, in accordance with data protection rules.
Copy link67(3)Copy link
3.In relation to payment accounts, the account servicing payment service provider shall:
67(3)(a)
(a)communicate securely with the account information service providers in accordance with point (d) of Article 98(1); and
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