Skip to the text

Search or jump to a citation/

AMLD6 · contents

Recitals

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139

Chapter I — General provisions

Section 1 — Subject matter, scope and definitions

1Subject matter
2Definitions

Section 2 — National measures in sectors exposed to money laundering and terrorist financing

3Identification of exposed sectors at national level
4Requirements relating to certain service providers
5Requirements relating to the granting of residence rights in exchange for investment
6Checks on the senior management and beneficial owners of certain obliged entities

Section 3 — Risk assessments

7Risk assessment at Union level
8National risk assessment
9Statistics

Chapter II — Registers

Section 1 — Central beneficial ownership registers

10Central beneficial ownership registers
11General rules regarding access to beneficial ownership registers by competent authorities, self-regulatory bodies and obliged entities
12Specific access rules to beneficial ownership registers for persons with legitimate interest
13Procedure for the verification and mutual recognition of a legitimate interest to access beneficial ownership information
14Templates and procedures
15Exceptions to the access rules to beneficial ownership registers

Section 2 — Bank account information

16Bank account registers and electronic data retrieval systems
17Implementing acts for the interconnection of registers

Section 3 — Single access point to real estate information

18Single access point to real estate information

Chapter III — FIUs

19Establishment of the FIU
20Fundamental Rights Officer
21Access to information
22Responses to requests for information
23Provision of information to supervisors
24Suspension or withholding of consent
25Instructions to monitor transactions or activities
26Alerts to obliged entities
27FIU annual report
28Feedback by FIU
29Cooperation between FIUs
30Protected channels of communication
31Exchange of information between FIUs
32Joint analyses
33Use by FIUs of information exchanged between them
34Consent to further dissemination of information exchanged between FIUs
35Effect of criminal law provisions
36Confidentiality of reporting

Chapter IV — Anti-money laundering supervision

Section 1 — General provisions

37Powers and resources of national supervisors
38Supervision of forms of infrastructure of certain intermediaries operating under the freedom to provide services
39Provision of information to obliged entities
40Risk-based supervision
41Central contact points
42Disclosure to FIUs
43Provision of information to FIUs
44General principles regarding supervisory cooperation
45Provision of information on cross-border activities
46Provisions related to cooperation in the context of group supervision
47Supervisory cooperation regarding obliged entities carrying out cross-border activities
48Exchange of information in relation to implementation of group-wide policies in third countries

Section 2 — Cooperation within AML/CFT supervisory colleges and with counterparts in third countries

49AML/CFT supervisory colleges in the financial sector
50AML/CFT supervisory colleges in the non-financial sector
51Cooperation with supervisors in third countries

Section 3 — Specific provisions relating to self-regulatory bodies

52Oversight of self-regulatory bodies

Section 4 — Pecuniary sanctions and administrative measures

53General provisions
54Supervisory measures towards establishments of obliged entities and certain activities carried out under the freedom to provide services
55Pecuniary sanctions
56Administrative measures
57Periodic penalty payments
58Publication of pecuniary sanctions, administrative measures and periodic penalty payments
59Exchange of information on pecuniary sanctions and administrative measures

Section 5 — Reporting of breaches

60Reporting of breaches and protection of reporting persons

Chapter V — Cooperation

Section 1 — AML/CFT cooperation

61General provisions
62Communication of the list of the competent authorities
63Cooperation with AMLA

Section 2 — Cooperation with other authorities and exchange of confidential information

64Cooperation in relation to credit institutions or financial institutions
65Cooperation in relation to auditors
66Cooperation with authorities in charge of implementing targeted financial sanctions
67Professional secrecy requirements
68Exchange of information among supervisors and with other authorities

Section 3 — Guidelines on cooperation

69AML/CFT cooperation guidelines

Chapter VI — Data protection

70Processing of certain categories of personal data

Chapter VII — Final provisions

71Exercise of the delegation
72Committee procedure
73Transitional management of FIU.net
74Amendments to Directive (EU) 2015/849
75Amendment to Directive (EU) 2019/1937
76Review
77Repeal
78Transposition
79Entry into force
80Addressees

Text as of 19 Jun 2024 · Directive (EU) 2024/1640, OJ L, 2024/1640, 19.6.2024 · Same wording as today’s text.Today’s text

Recital 139

Financial crimeLevel 1DirectiveAMLD6Stage: AdoptedOfficial source

Directive (EU) 2015/849 should therefore be repealed,

← PreviousRecital 138

All recitals on one page

About this text

Adopted · Directive (EU) 2024/1640, OJ L, 2024/1640, 19.6.2024 · Checked against EUR-Lex on 26 Oct 2026 · Official source

Status: Stage: Adopted
ProposalAgreedAdoptedWithdrawn
Coverage: Not covered: national guidance, court decisions.
Freshness: Release a4f2a049 published 1 Nov 2026, 17:41 CET. This recital checked word for word against EUR-Lex on 26 Oct 2026.
Shown: The whole recital.
Failures: None.
Incomplete: No.

Time travel

Show the text as it stood on

Versions1

Consolidated version19 Jun 2024

Implemented by · Level 20

None linked in our corpus. We hold no AMLD6 Level 2 acts.

Explained by · Level 30

None linked in our corpus. We hold no AMLD6 Level 3 documents.

Cited by0

None linked in our corpus.

Defined terms0

None linked in our corpus.

headlesslawVerification What’s new MCP Contactmd jsonrelease a4f2a0491 Nov 2026