Article 18 — General investigations

Financial crimeLevel 1RegulationAMLAApplies from 1 Jul 2025VerifiedOfficial source

1.In order to carry out the tasks conferred on it by this Regulation, the Authority may conduct all necessary investigations of any selected obliged entity or any natural person employed by it or any legal person belonging to it, established or located in a Member State.

Copy link

To that end, the Authority may:

18(1)(a)

(a)require the submission of documents;

Copy link

18(1)(b)

(b)examine the books and records of the persons concerned and take copies or extracts from the books and records;

Copy link

18(1)(c)

(c)obtain access to internal audit reports, certification of accounts, and any software, databases, IT tools or other electronic means of recording information;

Copy link

18(1)(d)

(d)obtain access to documents and information relating to decision-making processes, including those developed by algorithms or other digital processes;

Copy link

18(1)(e)

(e)obtain written or oral explanations from any person referred to in Article 17 or their representatives or staff;

Copy link

18(1)(f)

(f)interview any other person who consents to being interviewed for the purpose of collecting information relating to the subject matter of an investigation.

Copy link

18(2)

2.The persons referred to in Article 17 shall be subject to investigations launched on the basis of a decision of the Authority. When a person obstructs the conduct of the investigation, the financial supervisor of the Member State where the relevant premises are located shall provide, in compliance with national law, the necessary assistance, including facilitating the access by the Authority to the business premises of the natural and legal persons referred to in Article 17, so that the powers listed in paragraph 1 of this Article can be exercised.

Copy link