> For the complete documentation index, see [llms.txt](https://www.headlesslaw.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.headlesslaw.com/amlr/articles/44.md).

# Article 44 — Politically exposed persons who are beneficiaries of insurance policies

*In force · Regulation (EU) 2024/1624, OJ L, 2024/1624, 19.6.2024 · Checked against EUR-Lex on 30 Sep 2026 ·* [*Official source*](https://eur-lex.europa.eu/eli/reg/2024/1624/oj/eng)

Obliged entities shall take reasonable measures to determine whether the beneficiaries of a life or other investment-related insurance policy or, where relevant, the beneficial owner of the beneficiary are politically exposed persons. Those measures shall be taken no later than at the time of the payout or at the time of the assignment, in whole or in part, of the policy. Where there are higher risks identified, in addition to applying the customer due diligence measures laid down in [Article 20](/amlr/articles/20.md), obliged entities shall:

**(a)** inform senior management before payout of policy proceeds;

**(b)** conduct enhanced scrutiny of the entire business relationship with the policyholder.

***

[Chapter III — Customer due diligence](/amlr/chapters/iii.md) · [← Article 43](/amlr/articles/43.md) · [Article 45 →](/amlr/articles/45.md)


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