Skip to the text
In this act Article 10 of 39

Article 10 — Access to the payment account information directly with the account servicing payment service provider

Financial servicesLevel 2RTSPSD2In forceOfficial source

10(1)

1.Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the requirements laid down in Article 2, where a payment service user is accessing its payment account online directly, provided that access is limited to one of the following items online without disclosure of sensitive payment data:

Copy link
10(1)(a)
(a)the balance of one or more designated payment accounts;
Copy link
10(1)(b)
(b)the payment transactions executed in the last 90 days through one or more designated payment accounts.
Copy link
10(2)

2.By way of derogation from paragraph 1, payment service providers shall not be exempted from the application of strong customer authentication where one of the following conditions is met:

Copy link
10(2)(a)
(a)the payment service user is accessing online the information specified in paragraph 1 for the first time;
Copy link
10(2)(b)
(b)more than 180 days have elapsed since the last time the payment service user accessed online the information specified in paragraph 1 and strong customer authentication was applied.
Copy link