{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["ToFR L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/tofr/recitals/31","url":"https://www.headlesslaw.com/tofr/recitals/31","title":"Recital 31","family":"l1_recital_view","work_id":"tofr","view_of":"/tofr/recitals","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"Regulation (EU) 2023/1113, OJ L 150, 9.6.2023","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","valid_from":"2023-06-09","valid_until":null,"content_id":"119310aec575c229","versions":["2023-06-09"],"version_url":"https://www.headlesslaw.com/tofr/recitals/31/versions/2023-06-09","revision_url":"https://www.headlesslaw.com/tofr/recitals/31/versions/2023-06-09/rev/119310aec575c229","versions_url":"https://www.headlesslaw.com/tofr/recitals/31/versions","relations_url":"https://www.headlesslaw.com/tofr/recitals/31/relations","act_url":"https://www.headlesslaw.com/tofr/recitals","source_line":null,"attribution":null,"context":{"act":{"work_id":"tofr","path":"/tofr/recitals","name":"ToFR","number":"Regulation (EU) 2023/1113","celex":"32023R1113","title_official":null,"document_date":null},"position":{"kind":"recital","key":"31","index":31,"articles":65,"annexes":0},"prev":{"path":"/tofr/recitals/30","key":"30","title":"Recital 30"},"next":{"path":"/tofr/recitals/32","key":"32","title":"Recital 32"},"act_anchor":""}},"provenance":{"official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","check":{"result":"matched","checked_at":"2026-10-26","against":"EUR-Lex"},"repo_path":"spaces/tofr/recitals.md","unit_text_sha256":"31430eaee1dd709d9c2b16eabadefe987dc3875c88bd4822710269f000e37511","note":"the unit is a byte-exact part of the act page, whose check record covers it"},"unit":{"locator":"tofr/recitals/rec/31","kind":"recital","key":"31","heading":"","text":"For transfers of funds or for transfers of crypto-assets where verification is deemed to have taken place, payment service providers and crypto-asset service providers should not be required to verify the accuracy of the information on the payer or the payee accompanying each transfer of funds, or on the originator and the beneficiary accompanying each transfer of crypto-assets, provided that the obligations laid down in Directive (EU) 2015/849 are met.","marks":[],"text_hash":"31430eaee1dd709d9c2b16eabadefe987dc3875c88bd4822710269f000e37511","revision":1,"blocks":[{"locator":"tofr/recitals/rec/31/block/1","text_hash":"31430eaee1dd709d9c2b16eabadefe987dc3875c88bd4822710269f000e37511","revision":1}]}}