<!-- headlesslaw {"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["ToFR L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/tofr/recitals/20","url":"https://www.headlesslaw.com/tofr/recitals/20","title":"Recital 20","family":"l1_recital_view","work_id":"tofr","view_of":"/tofr/recitals","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"Regulation (EU) 2023/1113, OJ L 150, 9.6.2023","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","valid_from":"2023-06-09","valid_until":null,"content_id":"ff6a1d9489ceecc5","versions":["2023-06-09"],"version_url":"https://www.headlesslaw.com/tofr/recitals/20/versions/2023-06-09","revision_url":"https://www.headlesslaw.com/tofr/recitals/20/versions/2023-06-09/rev/ff6a1d9489ceecc5","versions_url":"https://www.headlesslaw.com/tofr/recitals/20/versions","relations_url":"https://www.headlesslaw.com/tofr/recitals/20/relations","act_url":"https://www.headlesslaw.com/tofr/recitals","source_line":null,"attribution":null,"context":{"act":{"work_id":"tofr","path":"/tofr/recitals","name":"ToFR","number":"Regulation (EU) 2023/1113","celex":"32023R1113","title_official":null,"document_date":null},"position":{"kind":"recital","key":"20","index":20,"articles":65,"annexes":0},"prev":{"path":"/tofr/recitals/19","key":"19","title":"Recital 19"},"next":{"path":"/tofr/recitals/21","key":"21","title":"Recital 21"},"act_anchor":""}}} -->
# Recital 20

*In force · Regulation (EU) 2023/1113, OJ L 150, 9.6.2023 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)*

Persons that merely convert paper documents into electronic data and are acting under a contract with a payment service provider, and persons that provide payment service providers solely with messaging or other support systems for transmitting funds or with clearing and settlement systems should not fall within the scope of this Regulation.
