{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["ToFR L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/tofr/articles/23","url":"https://www.headlesslaw.com/tofr/articles/23","title":"Article 23 — Internal policies, procedures and controls to ensure implementation of restrictive measures","family":"l1_hand","work_id":"tofr","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":"2024-12-30","application":{"state":"applicable","next":null,"dates":[{"at":"2024-12-30","note":"Article 40"}]},"version_label":"Regulation (EU) 2023/1113, OJ L 150, 9.6.2023","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","valid_from":"2023-06-09","valid_until":null,"revision":1,"content_id":"8d8a06b7df7ed022","change_date":null,"nearest_versions":["2023-06-09"],"first_text_date":"2023-05-31","correction_applies":false,"versions":["2023-06-09"],"version_url":"https://www.headlesslaw.com/tofr/articles/23/versions/2023-06-09","revision_url":"https://www.headlesslaw.com/tofr/articles/23/versions/2023-06-09/rev/8d8a06b7df7ed022","versions_url":"https://www.headlesslaw.com/tofr/articles/23/versions","relations_url":"https://www.headlesslaw.com/tofr/articles/23/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"25936f0b67d4ad11522243dbf0ad6c99ad9017aa70ecbfd6c5df2b4c1e097340","markdown_sha256":"854911827f912adadbbea91410b8549b72b247cd59d7a715de440cb70a89b007"},"units":[{"locator":"tofr/art/23","kind":"article","status":"in_force","label":null,"heading":"Internal policies, procedures and controls to ensure implementation of restrictive measures","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"tofr/art/23/subpara/1","kind":"subparagraph","status":"in_force","label":null,"heading":null,"text":"Payment service providers and crypto-asset service providers shall have in place internal policies, procedures and controls to ensure the implementation of Union and national restrictive measures when performing transfers of funds and crypto-assets under this Regulation.","marks":[],"revision":1,"text_hash":"73009a34fcb3518d6d0e8e89e7b91275ef231cc90dc5136fcff05ccc19c24963","reason":null},{"locator":"tofr/art/23/subpara/1/cont/tail1","kind":"continuation","status":"in_force","label":null,"heading":null,"text":"The European Banking Authority (EBA) shall issue guidelines by 30 December 2024 specifying the measures referred to in this Article.","marks":[],"revision":1,"text_hash":"4f9b7f479d0507844a35f6d68c6c293256f95b39086a4991ff3d1d9cdbb9396f","reason":null}],"markdown":"*In force · Regulation (EU) 2023/1113, OJ L 150, 9.6.2023 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)*\n\n[Payment service providers](https://www.headlesslaw.com/definitions/tofr/payment-service-provider) and [crypto-asset service providers](https://www.headlesslaw.com/definitions/tofr/crypto-asset-service-provider) shall have in place internal policies, procedures and controls to ensure the implementation of Union and national restrictive measures when performing transfers of [funds](https://www.headlesslaw.com/definitions/tofr/funds) and crypto-assets under this Regulation.\n\nThe European Banking Authority (EBA) shall issue guidelines by 30 December 2024 specifying the measures referred to in this Article.\n\n## Related Level 2 and Level 3\n\n### Guidance and Q&A\n\n- [EBA/GL/2024/15 — Guideline — Implementation of Union and national restrictive measures \\[final\\]](../level-3/guidelines/internal-policies-restrictive-measures-psps-casps.md)\n\n***\n\n[Chapter IV — Common measures applicable by payment service providers and crypto-asset service providers](../chapters/iv.md) · [← Article 22](22.md) · [Article 24 →](24.md)\n"}