{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["ToFR L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/tofr/articles/22","url":"https://www.headlesslaw.com/tofr/articles/22","title":"Article 22 — Assessment and reporting","family":"l1_hand","work_id":"tofr","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":"2024-12-30","application":{"state":"applicable","next":null,"dates":[{"at":"2024-12-30","note":"Article 40"}]},"version_label":"Regulation (EU) 2023/1113, OJ L 150, 9.6.2023","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","valid_from":"2023-06-09","valid_until":null,"revision":1,"content_id":"4d8c9ae09988b4f7","change_date":null,"nearest_versions":["2023-06-09"],"first_text_date":"2023-05-31","correction_applies":false,"versions":["2023-06-09"],"version_url":"https://www.headlesslaw.com/tofr/articles/22/versions/2023-06-09","revision_url":"https://www.headlesslaw.com/tofr/articles/22/versions/2023-06-09/rev/4d8c9ae09988b4f7","versions_url":"https://www.headlesslaw.com/tofr/articles/22/versions","relations_url":"https://www.headlesslaw.com/tofr/articles/22/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"33ac74cf7c46dda81155c7aaff1f256d2d9852a7686ee291a7f4144d60f049a2","markdown_sha256":"aa7838235c3f81374673d17a3c9c23e9958aa33ca4771c340379e3655c9fcfe8"},"units":[{"locator":"tofr/art/22","kind":"article","status":"in_force","label":null,"heading":"Assessment and reporting","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"tofr/art/22/subpara/1","kind":"subparagraph","status":"in_force","label":null,"heading":null,"text":"The intermediary crypto-asset service provider shall take into account missing information on the originator or the beneficiary as a factor when assessing whether a transfer of crypto-assets, or any related transaction, is suspicious, and whether it is to be reported to the FIU in accordance with Directive (EU) 2015/849.","marks":[],"revision":1,"text_hash":"20e566b3ec3b5ee3cb1d109dc2f1f28f1aef841c15f15683976d09ce1829f109","reason":null}],"markdown":"*In force · Regulation (EU) 2023/1113, OJ L 150, 9.6.2023 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)*\n\nThe [intermediary crypto-asset service provider](https://www.headlesslaw.com/definitions/tofr/intermediary-crypto-asset-service-provider) shall take into account missing information on the [originator](https://www.headlesslaw.com/definitions/tofr/originator) or the [beneficiary](https://www.headlesslaw.com/definitions/tofr/beneficiary) as a factor when assessing whether a [transfer of crypto-assets](https://www.headlesslaw.com/definitions/tofr/transfer-of-crypto-assets), or any related transaction, is suspicious, and whether it is to be reported to the FIU in accordance with Directive (EU) 2015/849.\n\n***\n\n[Chapter III — Obligations on crypto-asset service providers](../chapters/iii.md) › Section 3 — Obligations on intermediary crypto-asset service providers · [← Article 21](21.md) · [Article 23 →](23.md)\n"}