{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["ToFR L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/tofr/articles/14","url":"https://www.headlesslaw.com/tofr/articles/14","title":"Article 14 — Information accompanying transfers of crypto-assets","family":"l1_hand","work_id":"tofr","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":"2024-12-30","application":{"state":"applicable","next":null,"dates":[{"at":"2024-12-30","note":"Article 40"}]},"version_label":"Regulation (EU) 2023/1113, OJ L 150, 9.6.2023","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","valid_from":"2023-06-09","valid_until":null,"revision":1,"content_id":"cfe33dd389504061","change_date":null,"nearest_versions":["2023-06-09"],"first_text_date":"2023-05-31","correction_applies":false,"versions":["2023-06-09"],"version_url":"https://www.headlesslaw.com/tofr/articles/14/versions/2023-06-09","revision_url":"https://www.headlesslaw.com/tofr/articles/14/versions/2023-06-09/rev/cfe33dd389504061","versions_url":"https://www.headlesslaw.com/tofr/articles/14/versions","relations_url":"https://www.headlesslaw.com/tofr/articles/14/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"b2f3bb93c4434484aa6ea8b43d8e36785e395442bad65db2f96cc66f302fce63","markdown_sha256":"6e8354672a2be98e1791242dcd74c05a051d204b1302d460d422b1265859ef4b"},"units":[{"locator":"tofr/art/14","kind":"article","status":"in_force","label":null,"heading":"Information accompanying transfers of crypto-assets","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"tofr/art/14/para/1","kind":"paragraph","status":"in_force","label":"1.","heading":null,"text":"The crypto-asset service provider of the originator shall ensure that transfers of crypto-assets are accompanied by the following information on the originator:","marks":[],"revision":1,"text_hash":"a8821227e2746903a2469ec39d9ddceeff9b3705a53f0783fa2c30d916e1d46f","reason":null},{"locator":"tofr/art/14/para/1/pt/a","kind":"point","status":"in_force","label":"(a)","heading":null,"text":"the name of the originator;","marks":[],"revision":1,"text_hash":"9b983c69bc2b232cc9b107891e67c2f13db82e66a978471ccc2bdf8e604ca338","reason":null},{"locator":"tofr/art/14/para/1/pt/b","kind":"point","status":"in_force","label":"(b)","heading":null,"text":"the originator’s distributed ledger address, in cases where a transfer of crypto-assets is registered on a network using DLT or similar technology, and the crypto-asset account number of the originator, where such an account exists and is used to process the transaction;","marks":[],"revision":1,"text_hash":"460cc05d95fa8cfc308cc55528f38b5789e51f5de99cd370a8a078b5aabc5188","reason":null},{"locator":"tofr/art/14/para/1/pt/c","kind":"point","status":"in_force","label":"(c)","heading":null,"text":"the originator’s crypto-asset account number, in cases where a transfer of crypto-assets is not registered on a network using DLT or similar technology;","marks":[],"revision":1,"text_hash":"fc5fa54afcd53a1275f239aca43b8e8c8c127951c4653c290065dbe04749134f","reason":null},{"locator":"tofr/art/14/para/1/pt/d","kind":"point","status":"in_force","label":"(d)","heading":null,"text":"the originator’s address, including the name of the country, official personal document number and customer identification number, or, alternatively, the originator’s date and place of birth; and","marks":[],"revision":1,"text_hash":"6fef3bdf4369709ec922f043fcb929205a6fe7234b98b623b0dcd49e222bec93","reason":null},{"locator":"tofr/art/14/para/1/pt/e","kind":"point","status":"in_force","label":"(e)","heading":null,"text":"subject to the existence of the necessary field in the relevant message format, and where provided by the originator to its crypto-asset service provider, the current LEI or, in its absence, any other available equivalent official identifier of the originator.","marks":[],"revision":1,"text_hash":"7ce1f2acc1761fb093e06877bd2773be005a6bb969d8398fff5086e217f7d693","reason":null},{"locator":"tofr/art/14/para/2","kind":"paragraph","status":"in_force","label":"2.","heading":null,"text":"The crypto-asset service provider of the originator shall ensure that transfers of crypto-assets are accompanied by the following information on the beneficiary:","marks":[],"revision":1,"text_hash":"7ad518e6a2a82a03a951bf882f8c380f12211a5f3d1bae99ca02951886608255","reason":null},{"locator":"tofr/art/14/para/2/pt/a","kind":"point","status":"in_force","label":"(a)","heading":null,"text":"the name of the beneficiary;","marks":[],"revision":1,"text_hash":"926cc22e30e2ae526b267ce52e9334b7f29f28b26c271e7d476ecee2bb93331b","reason":null},{"locator":"tofr/art/14/para/2/pt/b","kind":"point","status":"in_force","label":"(b)","heading":null,"text":"the beneficiary’s distributed ledger address, in cases where a transfer of crypto-assets is registered on a network using DLT or similar technology, and the beneficiary’s crypto-asset account number, where such an account exists and is used to process the transaction;","marks":[],"revision":1,"text_hash":"c0419ab90776c6e6fa77f17fb60e8c40bae3b75b8728dde91e87ff2e87d2597d","reason":null},{"locator":"tofr/art/14/para/2/pt/c","kind":"point","status":"in_force","label":"(c)","heading":null,"text":"the beneficiary’s crypto-asset account number, in cases where a transfer of crypto-assets is not registered on a network using DLT or similar technology; and","marks":[],"revision":1,"text_hash":"cda24be331fb03f4a23321664c6763966bae69ecd32c4f586503eaab613d43b8","reason":null},{"locator":"tofr/art/14/para/2/pt/d","kind":"point","status":"in_force","label":"(d)","heading":null,"text":"subject to the existence of the necessary field in the relevant message format, and where provided by the originator to its crypto-asset service provider, the current LEI or, in its absence, any other available equivalent official identifier of the beneficiary.","marks":[],"revision":1,"text_hash":"cfaeb6680d2f416f7f7040adccc550ec3cbe002f8e6f6a94d1b1e26c6269a88b","reason":null},{"locator":"tofr/art/14/para/3","kind":"paragraph","status":"in_force","label":"3.","heading":null,"text":"By way of derogation from paragraph 1, point (c), and paragraph 2, point (c), in the case of a transfer of crypto-assets not registered on a network using DLT or similar technology and not made to or from a crypto-asset account, the crypto-asset service provider of the originator shall ensure that the transfer of crypto-assets is accompanied by a unique transaction identifier.","marks":[],"revision":1,"text_hash":"b66e0ce4272d1aea5aeaf9462e95018ed331f8372f70d48e1843502a2dc9bbc5","reason":null},{"locator":"tofr/art/14/para/4","kind":"paragraph","status":"in_force","label":"4.","heading":null,"text":"The information referred to in paragraphs 1 and 2 shall be submitted in advance of, or simultaneously or concurrently with, the transfer of crypto-assets and in a secure manner and in accordance with Regulation (EU) 2016/679.","marks":[],"revision":1,"text_hash":"375f996fe6e809edc23a4f685ebd8afea5c02d8f77b72acaf13ed80373b9392b","reason":null},{"locator":"tofr/art/14/para/4/cont/1","kind":"continuation","status":"in_force","label":null,"heading":null,"text":"The information referred to in paragraphs 1 and 2 shall not be required to be attached directly to, or be included in, the transfer of crypto-assets.","marks":[],"revision":1,"text_hash":"2fe3b2f2759272df1d740e29c5fc9175e38dfbaf183be1d4b22c293ec816e9f9","reason":null},{"locator":"tofr/art/14/para/5","kind":"paragraph","status":"in_force","label":"5.","heading":null,"text":"In the case of a transfer of crypto-assets made to a self-hosted address, the crypto-asset service provider of the originator shall obtain and hold the information referred to in paragraphs 1 and 2 and shall ensure that the transfer of crypto-assets can be individually identified.","marks":[],"revision":1,"text_hash":"a2d7b72cd7cd0886780bf0eadfad49354684ea7c70b53209b12e8f99e377d6fc","reason":null},{"locator":"tofr/art/14/para/5/cont/1","kind":"continuation","status":"in_force","label":null,"heading":null,"text":"Without prejudice to specific risk mitigating measures taken in accordance with Article 19b of Directive (EU) 2015/849, in the case of a transfer of an amount exceeding EUR 1 000 to a self-hosted address, the crypto-asset service provider of the originator shall take adequate measures to assess whether that address is owned or controlled by the originator.","marks":[],"revision":1,"text_hash":"e03567e78e4aeda920f3f6012fc866f4ba83774a2a8af635b5409524342dcfed","reason":null},{"locator":"tofr/art/14/para/6","kind":"paragraph","status":"in_force","label":"6.","heading":null,"text":"Before transferring crypto-assets, the crypto-asset service provider of the originator shall verify the accuracy of the information referred to in paragraph 1 on the basis of documents, data or information obtained from a reliable and independent source.","marks":[],"revision":1,"text_hash":"b73f297acced231ac310b1348c048548b0cf0e986e6a2c79e1eca061af6d92d3","reason":null},{"locator":"tofr/art/14/para/7","kind":"paragraph","status":"in_force","label":"7.","heading":null,"text":"Verification as referred to in paragraph 6 of this Article shall be deemed to have taken place where one of the following applies:","marks":[],"revision":1,"text_hash":"fbb526597ffd883d72bc49bc4ed55c192a38aa4cf8c55672c4135831fd40a05f","reason":null},{"locator":"tofr/art/14/para/7/pt/a","kind":"point","status":"in_force","label":"(a)","heading":null,"text":"the identity of the originator has been verified in accordance with Article 13 of Directive (EU) 2015/849 and the information obtained pursuant to that verification has been retained in accordance with Article 40 of that Directive;","marks":[],"revision":1,"text_hash":"a835521d69e61b2c24644fe9a41fc16c579297fc3fef35b2e8664165f987e5ec","reason":null},{"locator":"tofr/art/14/para/7/pt/b","kind":"point","status":"in_force","label":"(b)","heading":null,"text":"Article 14(5) of Directive (EU) 2015/849 applies to the originator.","marks":[],"revision":1,"text_hash":"7bb312bf07b2af77b4bc6279e2a3276ed31b1f0ffa7f910367e3ff21813c3abd","reason":null},{"locator":"tofr/art/14/para/8","kind":"paragraph","status":"in_force","label":"8.","heading":null,"text":"The crypto-asset service provider of the originator shall not allow for the initiation, or execute any transfer, of crypto-assets before ensuring full compliance with this Article.","marks":[],"revision":1,"text_hash":"25f6341d5410a8951dbbd37972adea77a1b2822e22c71ab8c6886f364709348b","reason":null}],"markdown":"*In force · Regulation (EU) 2023/1113, OJ L 150, 9.6.2023 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)*\n\n1. <a id=\"p-1\"></a>The [crypto-asset service provider](https://www.headlesslaw.com/definitions/tofr/crypto-asset-service-provider) of the [originator](https://www.headlesslaw.com/definitions/tofr/originator) shall ensure that transfers of crypto-assets are accompanied by the following information on the originator:\n\n    <a id=\"p-1-a\"></a>**(a)** the name of the [originator](https://www.headlesslaw.com/definitions/tofr/originator);\n\n    <a id=\"p-1-b\"></a>**(b)** the originator’s [distributed ledger address](https://www.headlesslaw.com/definitions/tofr/distributed-ledger-address), in cases where a [transfer of crypto-assets](https://www.headlesslaw.com/definitions/tofr/transfer-of-crypto-assets) is registered on a network using [DLT](https://www.headlesslaw.com/definitions/tofr/distributed-ledger-technology) or similar technology, and the [crypto-asset account](https://www.headlesslaw.com/definitions/tofr/crypto-asset-account) number of the originator, where such an account exists and is used to process the transaction;\n\n    <a id=\"p-1-c\"></a>**(c)** the originator’s [crypto-asset account](https://www.headlesslaw.com/definitions/tofr/crypto-asset-account) number, in cases where a [transfer of crypto-assets](https://www.headlesslaw.com/definitions/tofr/transfer-of-crypto-assets) is not registered on a network using [DLT](https://www.headlesslaw.com/definitions/tofr/distributed-ledger-technology) or similar technology;\n\n    <a id=\"p-1-d\"></a>**(d)** the originator’s address, including the name of the country, official personal document number and customer identification number, or, alternatively, the originator’s date and place of birth; and\n\n    <a id=\"p-1-e\"></a>**(e)** subject to the existence of the necessary field in the relevant message format, and where provided by the originator to its [crypto-asset service provider](https://www.headlesslaw.com/definitions/tofr/crypto-asset-service-provider), the current [LEI](https://www.headlesslaw.com/definitions/tofr/legal-entity-identifier) or, in its absence, any other available equivalent official identifier of the originator.\n2. <a id=\"p-2\"></a>The [crypto-asset service provider](https://www.headlesslaw.com/definitions/tofr/crypto-asset-service-provider) of the originator shall ensure that transfers of crypto-assets are accompanied by the following information on the [beneficiary](https://www.headlesslaw.com/definitions/tofr/beneficiary):\n\n    <a id=\"p-2-a\"></a>**(a)** the name of the [beneficiary](https://www.headlesslaw.com/definitions/tofr/beneficiary);\n\n    <a id=\"p-2-b\"></a>**(b)** the beneficiary’s [distributed ledger address](https://www.headlesslaw.com/definitions/tofr/distributed-ledger-address), in cases where a transfer of crypto-assets is registered on a network using DLT or similar technology, and the beneficiary’s [crypto-asset account](https://www.headlesslaw.com/definitions/tofr/crypto-asset-account) number, where such an account exists and is used to process the transaction;\n\n    <a id=\"p-2-c\"></a>**(c)** the beneficiary’s crypto-asset account number, in cases where a transfer of crypto-assets is not registered on a network using DLT or similar technology; and\n\n    <a id=\"p-2-d\"></a>**(d)** subject to the existence of the necessary field in the relevant message format, and where provided by the originator to its crypto-asset service provider, the current [LEI](https://www.headlesslaw.com/definitions/tofr/legal-entity-identifier) or, in its absence, any other available equivalent official identifier of the beneficiary.\n3. <a id=\"p-3\"></a>By way of derogation from paragraph 1, point (c), and paragraph 2, point (c), in the case of a transfer of crypto-assets not registered on a network using DLT or similar technology and not made to or from a crypto-asset account, the crypto-asset service provider of the originator shall ensure that the transfer of crypto-assets is accompanied by a [unique transaction identifier](https://www.headlesslaw.com/definitions/tofr/unique-transaction-identifier).\n4. <a id=\"p-4\"></a>The information referred to in paragraphs 1 and 2 shall be submitted in advance of, or simultaneously or concurrently with, the transfer of crypto-assets and in a secure manner and in accordance with Regulation (EU) 2016/679.\n\n    The information referred to in paragraphs 1 and 2 shall not be required to be attached directly to, or be included in, the transfer of crypto-assets.\n5. <a id=\"p-5\"></a>In the case of a transfer of crypto-assets made to a [self-hosted address](https://www.headlesslaw.com/definitions/tofr/self-hosted-address), the crypto-asset service provider of the originator shall obtain and hold the information referred to in paragraphs 1 and 2 and shall ensure that the transfer of crypto-assets can be individually identified.\n\n    Without prejudice to specific risk mitigating measures taken in accordance with Article 19b of Directive (EU) 2015/849, in the case of a transfer of an amount exceeding EUR 1 000 to a [self-hosted address](https://www.headlesslaw.com/definitions/tofr/self-hosted-address), the crypto-asset service provider of the originator shall take adequate measures to assess whether that address is owned or controlled by the originator.\n6. <a id=\"p-6\"></a>Before transferring crypto-assets, the crypto-asset service provider of the originator shall verify the accuracy of the information referred to in paragraph 1 on the basis of documents, data or information obtained from a reliable and independent source.\n7. <a id=\"p-7\"></a>Verification as referred to in paragraph 6 of this Article shall be deemed to have taken place where one of the following applies:\n\n    <a id=\"p-7-a\"></a>**(a)** the identity of the originator has been verified in accordance with Article 13 of Directive (EU) 2015/849 and the information obtained pursuant to that verification has been retained in accordance with Article 40 of that Directive;\n\n    <a id=\"p-7-b\"></a>**(b)** Article 14(5) of Directive (EU) 2015/849 applies to the originator.\n8. <a id=\"p-8\"></a>The crypto-asset service provider of the originator shall not allow for the initiation, or execute any transfer, of crypto-assets before ensuring full compliance with this Article.\n\n***\n\n[Chapter III — Obligations on crypto-asset service providers](../chapters/iii.md) › Section 1 — Obligations on the crypto-asset service provider of the originator · [← Article 13](13.md) · [Article 15 →](15.md)\n"}