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---
title: "Article 13 — Assessment and reporting"
type: regulation
shortTitle: "Article 13 — Assessment and reporting"
instrument_type: level1_regulation
authority: "Parliament and Council"
binding: true
binding_character: binding
legal_status: in_force
mica_level2: false
legal_basis: "Regulation (EU) 2023/1113"
regulation: ToFR
article: "13"
status: In Force
date: 31 May 2023
application_date: 30 December 2024
source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
text_version: "Regulation (EU) 2023/1113, OJ L 150, 9.6.2023"
source_url: "https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng"
check_status: matched
verified: true
last_checked: 2026-11-09
---

*In force · Regulation (EU) 2023/1113, OJ L 150, 9.6.2023 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2023/1113/oj/eng)*

The [intermediary payment service provider](https://www.headlesslaw.com/definitions/tofr/intermediary-payment-service-provider) shall take into account missing information on the [payer](https://www.headlesslaw.com/definitions/tofr/payer) or the [payee](https://www.headlesslaw.com/definitions/tofr/payee) as a factor when assessing whether a [transfer of funds](https://www.headlesslaw.com/definitions/tofr/transfer-of-funds), or any related transaction, is suspicious, and whether it is to be reported to the FIU in accordance with Directive (EU) 2015/849.

***

[Chapter II — Obligations on payment service providers](../chapters/ii.md) › Section 3 — Obligations on intermediary payment service providers · [← Article 12](12.md) · [Article 14 →](14.md)