<!-- headlesslaw {"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2023-07-10","gaps":[],"covered":["EBA Q&A 2022_6570 — Q&A — Initial Capital [Rejected question] L3"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"the EBA publication"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital","url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital","title":"EBA Q&A 2022_6570 — Q&A — Initial Capital [Rejected question]","family":"l3","work_id":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital","status":"rejected question","force_status":null,"date_state":"current","requested_date":null,"as_of":"2026-11-02","applies_from":null,"application":null,"version_label":"EBA Q&A register, 10 July 2023","check":{"against":"the EBA publication","on":"2026-10-26"},"check_result":"matched","official_url":"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2022_6570","valid_from":"0001-01-01","valid_until":null,"revision":1,"content_id":"4724e76d88db53ce","change_date":null,"nearest_versions":["2023-07-10"],"first_text_date":null,"correction_applies":false,"versions":["2023-07-10"],"version_url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital/versions/2023-07-10","revision_url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital/versions/2023-07-10/rev/4724e76d88db53ce","versions_url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital/versions","relations_url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital/relations","source_line":"Question published in the EBA Q&A tool · no answer · not legislation · published 10 Jul 2023 [Rejected question]","attribution":{"prepared_by":"not stated in the document","published_by":"EBA","published_in":"EBA Single Rulebook Q&A tool","document_type":"qa_question","legal_nature":"not_legislation","addressees":"not stated in the document","dates":{"published_on":"2023-07-10","question_submitted_on":"2022-08-24","locators":{"published_on":"EBA Q&A register entry 2022_6570, field 'Rejected publishing date'","question_submitted_on":"EBA Q&A register entry 2022_6570, field 'Submission date'"}},"adoption":null}}} -->
---
title: "EBA Q&A 2022_6570 — Q&A — Initial Capital [Rejected question]"
shortTitle: "EBA Q&A 2022_6570 — Q&A — Initial Capital [Rejected question]"
answer_id: EBA_QA_2022_6570
status: "Rejected question"
type: qa
instrument_type: qa
authority: EBA
binding: false
binding_character: non_binding
legal_status: withdrawn
regulation: "PSD2"
psd2_level3: true
mica_level2: false
legal_basis: "Article 7 PSD2"
date: 10 July 2023
source_link: https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2022_6570
lifecycle: "Rejected question"
text_version: "EBA Q&A register, 10 July 2023"
source_url: "https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2022_6570"
check_status: matched
verified: true
last_checked: 2026-10-26
checked_against: "the EBA publication"
source:
  prepared_by: "not stated in the document"
  published_by: "EBA"
  published_in: "EBA Single Rulebook Q&A tool"
  evidence:
    prepared_by: "Competent authority"
    locator: "EBA Q&A register entry 2022_6570: no answer; the register names only the 'Type of submitter'"
document_type: "qa_question"
legal_nature: "not_legislation"
addressees: "not stated in the document"
dates:
  published_on: "2023-07-10"
  question_submitted_on: "2022-08-24"
  locators:
    published_on: "EBA Q&A register entry 2022_6570, field 'Rejected publishing date'"
    question_submitted_on: "EBA Q&A register entry 2022_6570, field 'Submission date'"
lifecycle_label: "Rejected question"
---

**Question published in the EBA Q&A tool · no answer · not legislation · published 10 Jul 2023 [Rejected question]**

*Rejected question · EBA Q&A register, 10 July 2023 · Checked against the EBA publication on 26 Oct 2026 · [Official source](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2022_6570)*

| | |
|---|---|
| **Full title** | EBA Q&A 2022_6570 — Q&A — Initial Capital \[Rejected question\] |
| **Prepared by** | Not stated in the document |
| **Published by** | EBA, in the EBA Single Rulebook Q&A tool |
| **Reference** | EBA_QA_2022_6570 |
| **Document type** | Q&A |
| **Legal nature** | No answer · not legislation |
| **Addressees** | Not stated in the document |
| **Dates** | Published 10 July 2023; question submitted 24 August 2022 |
| **Legal basis** | Article 7 PSD2 |
| **Related instruments** | None recorded |
| **Text on this page** | Word for word — the full text of the EBA publication |

**Initial Capital**

### Question

What is the initial capital requirement if a payment institution is providing:

(a) any of the payment services as referred to in points (1) to (5) of Annex I and service (6) and (7).

(b) any of the payment services as referred to in points (1) to (5) of Annex I and service (6) .

(c) any of the payment services as referred to in points (1) to (5) of Annex I and service (7).

### Background

n/a

***

### Answer

This question has been rejected because it does not fulfil the formal criteria for submission. For further information on the purpose of this tool and on how to submit questions, please see “Additional background and guidance for asking questions”.

***

**Source:** [EBA original document](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2022_6570)

## Related Level 1 articles

- [Article 7 — Initial capital](../../../articles/7.md)