{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2022-10-14","gaps":[],"covered":["EBA Q&A 2021_6078 — Q&A — Information on the host member State in which Third Party [Final Q&A] L3"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"the EBA publication"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/level-3/q-and-a/eba/eba-qa-2021-6078-information-on-the-host-member-state-in-which-third-party","url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2021-6078-information-on-the-host-member-state-in-which-third-party","title":"EBA Q&A 2021_6078 — Q&A — Information on the host member State in which Third Party [Final 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by the EBA, published in its Q&A tool · not legislation · published 14 Oct 2022 [Final Q&A]","attribution":{"prepared_by":"EBA","published_by":"EBA","published_in":"EBA Single Rulebook Q&A tool","document_type":"qa_answer","legal_nature":"not_legislation","addressees":"not stated in the document","dates":{"published_on":"2022-10-14","question_submitted_on":"2021-07-06","locators":{"published_on":"EBA Q&A register entry 2021_6078, field 'Final publishing date'","question_submitted_on":"EBA Q&A register entry 2021_6078, field 'Submission date'"}},"adoption":null}},"provenance":{"official_url":"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2021_6078","check":{"result":"matched","checked_at":"2026-10-26","against":"the EBA publication"},"repo_path":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2021-6078-information-on-the-host-member-state-in-which-third-party.md","body_sha256":"93bedd17f07edb218262493471eb51366c4ca324cdab435c1f6223b2899dd741"},"units":[],"markdown":"---\ntitle: \"EBA Q&A 2021_6078 — Q&A — Information on the host member State in which Third Party [Final Q&A]\"\nshortTitle: \"EBA Q&A 2021_6078 — Q&A — Information on the host member State in which Third Party [Final Q&A]\"\nanswer_id: EBA_QA_2021_6078\nstatus: \"Final Q&A\"\ntype: qa\ninstrument_type: qa\nauthority: EBA\nbinding: false\nbinding_character: non_binding\nlegal_status: in_force\nregulation: \"PSD2\"\npsd2_level3: true\nmica_level2: false\nlegal_basis: \"Article 15 PSD2\"\ndate: 14 October 2022\nsource_link: https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2021_6078\nlifecycle: \"Final Q&A\"\ntext_version: \"EBA Q&A register, 14 October 2022\"\nsource_url: \"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2021_6078\"\ncheck_status: matched\nverified: true\nlast_checked: 2026-10-26\nchecked_against: \"the EBA publication\"\nsource:\n  prepared_by: \"EBA\"\n  published_by: \"EBA\"\n  published_in: \"EBA Single Rulebook Q&A tool\"\n  evidence:\n    prepared_by: \"Answer prepared by the EBA.\"\n    locator: \"EBA Q&A register entry 2021_6078, field 'Answer prepared by'\"\ndocument_type: \"qa_answer\"\nlegal_nature: \"not_legislation\"\naddressees: \"not stated in the document\"\ndates:\n  published_on: \"2022-10-14\"\n  question_submitted_on: \"2021-07-06\"\n  locators:\n    published_on: \"EBA Q&A register entry 2021_6078, field 'Final publishing date'\"\n    question_submitted_on: \"EBA Q&A register entry 2021_6078, field 'Submission date'\"\nlifecycle_label: \"Final Q&A\"\n---\n\n**Answer by the EBA, published in its Q&A tool · not legislation · published 14 Oct 2022 [Final Q&A]**\n\n*Final Q&A · EBA Q&A register, 14 October 2022 · Checked against the EBA publication on 26 Oct 2026 · [Official source](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2021_6078)*\n\n| | |\n|---|---|\n| **Full title** | EBA Q&A 2021_6078 — Q&A — Information on the host member State in which Third Party \\[Final Q&A\\] |\n| **Prepared by** | EBA |\n| **Published by** | EBA, in the EBA Single Rulebook Q&A tool |\n| **Reference** | EBA_QA_2021_6078 |\n| **Document type** | Q&A |\n| **Legal nature** | Not legislation |\n| **Addressees** | Not stated in the document |\n| **Dates** | Published 14 October 2022; question submitted 6 July 2021 |\n| **Legal basis** | Article 15 PSD2 |\n| **Related instruments** | None recorded |\n| **Text on this page** | Word for word — the full text of the EBA publication |\n\n**Information on the host member State in which Third Party Providers (TPPs) provide services**\n\n### Question\n\nIf a payment institution, in the specific form present in the EBA register under PSD2, presents an EU passport, does this mean that the Third Party Provider (TPP) is authorised to operate for the services indicated in all EU countries?\n\n### Background\n\nFollowing checks carried out on the EBA register, it emerged that, for some TPPs, the services provided and the countries in which they are provided are listed analytically; for others, on the other hand, only the EU passport is reported, with an indication of the services authorised.\n\n***\n\n### Answer\n\nIn accordance with Article 15(1) of Directive (EU) 2015/2366 (PSD2), the European Banking Authority (EBA) operates and maintains a central electronic register that contains information notified by the national competent authorities (NCAs).\n\nCommission Implementing Regulation (EU) 2019/410 sets out the details and structure of the information to be notified, in the field of payment services, by NCAs to the EBA.\n\nRow 11 of Table 1 of the Annex to the Implementing Regulation requires NCAs to submit information about the 'Host Member States where the payment institution provides or intends to provide payment services through the freedom to provide services and the respective payment services that were notified to the host competent authority'.\n\nAccordingly, the information displayed on the EBA Register indicates the Member States where the payment institution is allowed to carry out activities and the payment services that can be provided.\n\nFinally, in accordance with Article 15(1) and (3) of PSD2, NCAs are responsible for the accuracy of the information contained on the EBA Register and for keeping that information up-to-date, while the EBA is responsible for the accurate presentation of that information.\n\n***\n\n**Source:** [EBA original document](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2021_6078)\n\n## Related Level 1 articles\n\n- [Article 15 — EBA register](../../../articles/15.md)\n"}