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---
title: "EBA Q&A 2019_4823 — Q&A — 3 month notification period on interface changes [Final Q&A]"
shortTitle: "EBA Q&A 2019_4823 — Q&A — 3 month notification period on interface changes [Final Q&A]"
answer_id: EBA_QA_2019_4823
status: "Final Q&A"
type: qa
instrument_type: qa
authority: EBA
binding: false
binding_character: non_binding
legal_status: in_force
regulation: "PSD2"
psd2_level3: true
mica_level2: false
legal_basis: "Article 98 PSD2"
date: 11 October 2019
source_link: https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2019_4823
lifecycle: "Final Q&A"
text_version: "EBA Q&A register, 11 October 2019"
source_url: "https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2019_4823"
check_status: matched
verified: true
last_checked: 2026-10-26
checked_against: "the EBA publication"
source:
  prepared_by: "EBA"
  published_by: "EBA"
  published_in: "EBA Single Rulebook Q&A tool"
  evidence:
    prepared_by: "Answer prepared by the EBA."
    locator: "EBA Q&A register entry 2019_4823, field 'Answer prepared by'"
document_type: "qa_answer"
legal_nature: "not_legislation"
addressees: "not stated in the document"
dates:
  published_on: "2019-10-11"
  question_submitted_on: "2019-07-09"
  locators:
    published_on: "EBA Q&A register entry 2019_4823, field 'Final publishing date'"
    question_submitted_on: "EBA Q&A register entry 2019_4823, field 'Submission date'"
lifecycle_label: "Final Q&A"
---

**Answer by the EBA, published in its Q&A tool · not legislation · published 11 Oct 2019 [Final Q&A]**

*Final Q&A · EBA Q&A register, 11 October 2019 · Checked against the EBA publication on 26 Oct 2026 · [Official source](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2019_4823)*

| | |
|---|---|
| **Full title** | EBA Q&A 2019_4823 — Q&A — 3 month notification period on interface changes \[Final Q&A\] |
| **Prepared by** | EBA |
| **Published by** | EBA, in the EBA Single Rulebook Q&A tool |
| **Reference** | EBA_QA_2019_4823 |
| **Document type** | Q&A |
| **Legal nature** | Not legislation |
| **Addressees** | Not stated in the document |
| **Dates** | Published 11 October 2019; question submitted 9 July 2019 |
| **Legal basis** | Article 98 PSD2 |
| **Related instruments** | None recorded |
| **Text on this page** | Word for word — the full text of the EBA publication |

**3 month notification period on interface changes to ASPSPs’ interfaces**

### Question

Do account servicing payment service providers (ASPSPs) need to adhere to a 3 month notification period for all interface changes, or only for breaking interface changes, as specified in the RTS on on strong customer authentication (SCA) and secure communication (CSC) Article 30 Paragraph 4?

### Background

RTS Article 30(4) requires that any changes to the technical specification of the interface is made available in advance as soon as possible and not less than 3 months before the change is implemented. The RTS does not differentiate between minor non-breaking interface changes and breaking changes.

***

### Answer

Article 30(3) of the Commission Delegated Regulation (EU) 2018/389 requires account servicing payment service providers (ASPSPs) to document the technical specification of their interfaces, specifying a set of routines, protocols, and tools needed by payment initiation service providers, account information service providers (AISP) and payment service providers issuing card-based payment instruments, collectively referred to as Third Party Providers (TPPs), for allowing their software and applications to interoperate with the systems of the ASPSP.

Further, Article 30(4) of the Delegated Regulation requires that ASPSPs should, “in addition to \[the obligation in\] paragraph 3”, make available to TPPs “any change to the technical specification of their interface” as soon as possible and not less than 3 months before the change is implemented, except for emergency situations. Article 30(4) should be read together with Article 30(3).

It follows from the above that the 3 month period in Article 30(4) applies – except for emergency situations – to any change to the technical specifications of the ASPSPs’ interfaces that affects the capability of TPPs’ software and applications to interoperate with the systems of the ASPSP or TPPs’ ability to continue offering their services via the ASPSP. In line with Article 30(4), ASPSPs should make available these changes “as soon as possible and not less than 3 months before the change is implemented”. Minor changes to the interface that do not affect TPPs’ capability to interoperate with the ASPSP’s systems, nor continue to offer their services through the ASPSP, should be made available to TPPs as soon as possible but not necessarily within the three month period before they are implemented.

***

**Source:** [EBA original document](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2019_4823)

## Related Level 1 articles

- [Article 98 — Regulatory technical standards on authentication and communication](../../../articles/98.md)
