{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2021-03-12","gaps":[],"covered":["EBA Q&A 2018_4117 — Q&A — Sanctions list screening in the context of TPPs' services [Final Q&A] L3"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"the EBA publication"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/level-3/q-and-a/eba/eba-qa-2018-4117-sanctions-list-screening-in-the-context-of-tpps-services","url":"https://www.headlesslaw.com/psd2/level-3/q-and-a/eba/eba-qa-2018-4117-sanctions-list-screening-in-the-context-of-tpps-services","title":"EBA Q&A 2018_4117 — Q&A — Sanctions list screening in the context of TPPs' services [Final 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prepared by the European Commission, published in the EBA Q&A tool · not legislation · published 12 Mar 2021 [Final Q&A]","attribution":{"prepared_by":"European Commission","published_by":"EBA","published_in":"EBA Single Rulebook Q&A tool","document_type":"qa_answer","legal_nature":"not_legislation","addressees":"not stated in the document","dates":{"published_on":"2021-03-12","question_submitted_on":"2018-07-16","locators":{"published_on":"EBA Q&A register entry 2018_4117, field 'Final publishing date'","question_submitted_on":"EBA Q&A register entry 2018_4117, field 'Submission date'"}},"adoption":null}},"provenance":{"official_url":"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2018_4117","check":{"result":"matched","checked_at":"2026-10-26","against":"the EBA publication"},"repo_path":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2018-4117-sanctions-list-screening-in-the-context-of-tpps-services.md","body_sha256":"f74d55837f88495ff1ce22d7f9b118e0a9608eb4f311e7273ccc76f7d38b970d"},"units":[],"markdown":"---\ntitle: \"EBA Q&A 2018_4117 — Q&A — Sanctions list screening in the context of TPPs' services [Final Q&A]\"\nshortTitle: \"EBA Q&A 2018_4117 — Q&A — Sanctions list screening in the context of TPPs' services [Final Q&A]\"\nanswer_id: EBA_QA_2018_4117\nstatus: \"Final Q&A\"\ntype: qa\ninstrument_type: qa\nauthority: EBA\nbinding: false\nbinding_character: non_binding\nlegal_status: in_force\nregulation: \"PSD2\"\npsd2_level3: true\nmica_level2: false\nlegal_basis: \"Article 66(4) PSD2\"\ndate: 12 March 2021\nsource_link: https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2018_4117\nlifecycle: \"Final Q&A\"\ntext_version: \"EBA Q&A register, 12 March 2021\"\nsource_url: \"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2018_4117\"\ncheck_status: matched\nverified: true\nlast_checked: 2026-10-26\nchecked_against: \"the EBA publication\"\nsource:\n  prepared_by: \"European Commission\"\n  published_by: \"EBA\"\n  published_in: \"EBA Single Rulebook Q&A tool\"\n  evidence:\n    prepared_by: \"Answer prepared by the European Commission because it is a matter of interpretation of Union law.\"\n    locator: \"EBA Q&A register entry 2018_4117, field 'Answer prepared by'\"\ndocument_type: \"qa_answer\"\nlegal_nature: \"not_legislation\"\naddressees: \"not stated in the document\"\ndates:\n  published_on: \"2021-03-12\"\n  question_submitted_on: \"2018-07-16\"\n  locators:\n    published_on: \"EBA Q&A register entry 2018_4117, field 'Final publishing date'\"\n    question_submitted_on: \"EBA Q&A register entry 2018_4117, field 'Submission date'\"\nlifecycle_label: \"Final Q&A\"\n---\n\n**Answer prepared by the European Commission, published in the EBA Q&A tool · not legislation · published 12 Mar 2021 [Final Q&A]**\n\n*Final Q&A · EBA Q&A register, 12 March 2021 · Checked against the EBA publication on 26 Oct 2026 · [Official source](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2018_4117)*\n\n| | |\n|---|---|\n| **Full title** | EBA Q&A 2018_4117 — Q&A — Sanctions list screening in the context of TPPs' services \\[Final Q&A\\] |\n| **Prepared by** | European Commission |\n| **Published by** | EBA, in the EBA Single Rulebook Q&A tool |\n| **Reference** | EBA_QA_2018_4117 |\n| **Document type** | Q&A |\n| **Legal nature** | Not legislation |\n| **Addressees** | Not stated in the document |\n| **Dates** | Published 12 March 2021; question submitted 16 July 2018 |\n| **Legal basis** | Article 66(4) PSD2 |\n| **Related instruments** | None recorded |\n| **Text on this page** | Word for word — the full text of the EBA publication |\n\n**Sanctions list screening in the context of TPPs' services - risk management policy**\n\n### Question\n\nIs the Account Servicing Payment Service Provider (ASPSP) obliged to recognise if a Third Party Payment Service Providers (TPP) is named on a sanctions list or even take some actions when the TPP becomes a designated entity? How the prohibition of directly or indirectly making funds or economic resources available to designated persons and entities is defined in this context?\n\n### Background\n\nIn general, ASPSPs have different kinds of risk management policies relating to entities included in the sanctions list -i.e. designated persons/entities. Some ASPSPs may have stricter rules than others. Normally, ASPSPs refuse any commercial activity with individuals named on the sanctions list and halt any transaction which has been already initiated. In the end, this depends however on the outcome of the specific risk management policy.\n\n***\n\n### Answer\n\nDirective 2015/2366/EU (PSD2) does not provide for an obligation of account servicing payment service providers (ASPSPs) to recognise if an account information service provider or a payment initiation service provider is on a so-called sanctions list. However, this is without prejudice to requirements that may derive from other legal acts, e.g. EU legislation (regulations, directives) that contain such sanctions list.\n\nDisclaimer:\n\nThe answers clarify provisions already contained in the applicable legislation. They do not extend in any way the rights and obligations deriving from such legislation nor do they introduce any additional requirements for the concerned operators and competent authorities. The answers are merely intended to assist natural or legal persons, including competent authorities and Union institutions and bodies in clarifying the application or implementation of the relevant legal provisions. Only the Court of Justice of the European Union is competent to authoritatively interpret Union law. The views expressed in the internal Commission Decision cannot prejudge the position that the European Commission might take before the Union and national courts.\n\n***\n\n**Source:** [EBA original document](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2018_4117)\n\n## Related Level 1 articles\n\n- [Article 66 — Rules on access to payment account in the case of payment initiation services](../../../articles/66.md)\n"}