<!-- headlesslaw {"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2026-11-04","gaps":[],"covered":["2019/411 — RTS — Electronic central register [in force] L2"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-04","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/level-2/rts/2019-411-electronic-central-register/articles/14","url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register/articles/14","title":"Article 14 — Audit trail","family":"l2_unit_view","work_id":"spaces/psd2/level-2/rts/2019-411-electronic-central-register","view_of":"/psd2/level-2/rts/2019-411-electronic-central-register","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":null,"application":null,"version_label":"Commission Delegated Regulation (EU) 2019/411, OJ L 73, 15.3.2019","check":{"against":"EUR-Lex","on":"2026-11-04"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg_del/2019/411/oj/eng","valid_from":"2019-04-04","valid_until":null,"revision":1,"content_id":"fda849dbd7ba543a","versions":["2019-04-04"],"version_url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register/articles/14/versions/2026-11-04","revision_url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register/articles/14/versions/2026-11-04/rev/fda849dbd7ba543a","versions_url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register/articles/14/versions","relations_url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register/articles/14/relations","act_url":"https://www.headlesslaw.com/psd2/level-2/rts/2019-411-electronic-central-register#art-14","source_line":"Commission Delegated Regulation (EU) 2019/411 · binding · OJ L 73, 15.3.2019 · dated 29 Nov 2018 [in force]","attribution":{"prepared_by":"European Commission","published_by":"Publications Office of the EU","published_in":"Official Journal of the European Union","document_type":"delegated_regulation","legal_nature":"binding_adopted","addressees":"not stated in the document","dates":{"document_date":"2018-11-29","entry_into_force":"2019-04-04","locators":{"document_date":"CELLAR 32019R0411 work_date_document","entry_into_force":"CELLAR 32019R0411 resource_legal_date_entry-into-force (earliest on or after the document date)"}},"adoption":null},"context":{"act":{"work_id":"spaces/psd2/level-2/rts/2019-411-electronic-central-register","path":"/psd2/level-2/rts/2019-411-electronic-central-register","name":"Commission Delegated Regulation (EU) 2019/411","number":"2019/411","celex":"32019R0411","title_official":"COMMISSION DELEGATED REGULATION (EU) 2019/411 of 29 November 2018 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards setting technical requirements on development, operation and maintenance of the electronic central register within the field of payment services and on access to the information contained therein (Text with EEA relevance)","document_date":"2018-11-29"},"position":{"kind":"article","key":"14","index":14,"articles":18,"annexes":0},"prev":{"path":"/psd2/level-2/rts/2019-411-electronic-central-register/articles/13","key":"13","title":"Article 13 — Maintenance and support requirements"},"next":{"path":"/psd2/level-2/rts/2019-411-electronic-central-register/articles/15","key":"15","title":"Article 15 — Search of information"},"act_anchor":"#art-14"}}} -->
# Article 14 — Audit trail

**Commission Delegated Regulation (EU) 2019/411 · binding · OJ L 73, 15.3.2019 · dated 29 Nov 2018 [in force]**

*In force · Commission Delegated Regulation (EU) 2019/411, OJ L 73, 15.3.2019 · Verified 4 Nov 2026 · [Official source](https://eur-lex.europa.eu/eli/reg_del/2019/411/oj/eng)*

1. <a id="art-14-p-1"></a>The electronic central register shall enable recording of all the information transmitted by competent authorities to EBA.

2. <a id="art-14-p-2"></a>The electronic central register shall enable recording of all automated or manual actions performed by the applications of the national public registers or by internal users respectively, as well as the time when those actions were performed.

3. <a id="art-14-p-3"></a>EBA shall be able to access the data recorded pursuant to paragraphs 1 and 2.

4. <a id="art-14-p-4"></a>EBA shall be able to extract reports from the data recorded pursuant to paragraphs 1 and 2 which enable it to monitor and interpret the information transmitted by the competent authorities.

**CHAPTER 4 — ACCESS TO THE INFORMATION**
