{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2026-10-26","gaps":[],"covered":["2018/389 — RTS — Strong customer authentication and secure communication [in force] L2"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication/articles/14","url":"https://www.headlesslaw.com/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication/articles/14","title":"Article 14 — Recurring 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Delegated Regulation (EU) 2018/389 · binding · OJ L 69, 13.3.2018 · dated 27 Nov 2017 [in force]","attribution":{"prepared_by":"European Commission","published_by":"Publications Office of the EU","published_in":"Official Journal of the European Union","document_type":"delegated_regulation","legal_nature":"binding_adopted","addressees":"not stated in the document","dates":{"document_date":"2017-11-27","entry_into_force":"2018-03-14","locators":{"document_date":"CELLAR 32018R0389 work_date_document","entry_into_force":"CELLAR 32018R0389 resource_legal_date_entry-into-force (earliest)"}},"adoption":null},"context":{"act":{"work_id":"spaces/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication","path":"/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication","name":"Commission Delegated Regulation (EU) 2018/389","number":"2018/389","celex":"32018R0389","title_official":"COMMISSION DELEGATED REGULATION (EU) 2018/389 of 27 November 2017 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication (Text with EEA relevance)","document_date":"2017-11-27"},"position":{"kind":"article","key":"14","index":15,"articles":39,"annexes":1},"prev":{"path":"/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication/articles/13","key":"13","title":"Article 13 — Trusted beneficiaries"},"next":{"path":"/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication/articles/15","key":"15","title":"Article 15 — Credit transfers between accounts held by the same natural or legal person"},"act_anchor":"#art-14"}},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02018R0389-20230912","check":{"result":"matched","checked_at":"2026-10-26","against":"EUR-Lex"},"repo_path":"spaces/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication.md","unit_text_sha256":"77cb1bdb4197791f6457ac32668323d310ea19c3580d7b8a210c7f4a848b7448","note":"the unit is a byte-exact part of the act page, whose check record covers it"},"unit":{"locator":"spaces/psd2/level-2/rts/2018-389-strong-customer-authentication-and-secure-communication/art-14","kind":"article","key":"14","heading":"Article 14 — Recurring transactions","text":"## <a id=\"art-14\"></a>Article 14 — Recurring transactions\n\n1. <a id=\"art-14-p-1\"></a>Payment service providers shall apply strong customer authentication when a payer creates, amends, or initiates for the first time, a series of recurring transactions with the same amount and with the same payee.\n\n2. <a id=\"art-14-p-2\"></a>Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the general authentication requirements, for the initiation of all subsequent payment transactions included in the series of payment transactions referred to in paragraph 1.\n\n","marks":[],"text_hash":"77cb1bdb4197791f6457ac32668323d310ea19c3580d7b8a210c7f4a848b7448","revision":1}}