--- title: "Article 82 — Scope" type: regulation legal_status: in_force source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" source_retrieved: 2026-10-08 shortTitle: "Article 82 — Scope" instrument_type: level1_directive authority: Commission binding: true binding_character: binding mica_level2: false legal_basis: "Directive (EU) 2015/2366" instrument: psd2 celex: "32015L2366" regulation: PSD2 regulation-full: "Directive (EU) 2015/2366" article: 82 status: in_force object_id: eu.psd2.legal_text.article.82 text_version: "Consolidated version of 17 January 2025" source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" check_status: matched verified: true last_checked: 2026-11-09 --- *In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)* 1. This Section applies to: **(a)** payment transactions in euro; **(b)** national payment transactions in the currency of the Member State outside the euro area; **(c)** payment transactions involving only one currency conversion between the euro and the currency of a Member State outside the euro area, provided that the required currency conversion is carried out in the Member State outside the euro area concerned and, in the case of cross-border payment transactions, the cross-border transfer takes place in euro. 2. This Section applies to payment transactions not referred to in the paragraph 1, unless otherwise agreed between the payment service user and the payment service provider, with the exception of [Article 87](87.md), which is not at the disposal of the parties. However, if the payment service user and the payment service provider agree on a longer period than that set in [Article 83](83.md), for intra-Union payment transactions, that longer period shall not exceed 4 business days following the time of receipt as referred to in [Article 78](78.md). *** [Title IV — Rights and obligations in relation to the provision and use of payment services](../titles/iv.md) · [← Article 81](81.md) · [Article 83 →](83.md)