{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2015-12-23","gaps":[],"covered":["PSD2 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":null,"checked_against":null},"truncation":{"shown":8,"total":8,"capped":false,"cap":1000,"next_cursor":null},"failures":[],"incomplete":[]},"page":{"path":"/psd2/articles/8","url":"https://www.headlesslaw.com/psd2/articles/8","title":"Article 8 — Own funds","work_id":"psd2","date_state":"current","as_of":"2026-11-11","relations_url":"https://www.headlesslaw.com/psd2/articles/8/relations"},"as_of":"2026-11-11","counts":{"amended_by:out":1,"refers_to:out":4,"refers_to:in":2,"answers:in":1},"relations":[{"edge_id":"7ec3eab53c23897a70ca","scope":"unit","type":"amended_by","direction":"out","resolution":"external","basis":"cellar_consolidation_metadata","method":"cellar-inventory","confidence":"single_act","src_from":"2025-01-17","src_until":null,"span":null,"dst_raw":"32022L2556","other":null,"evidence":{"consolidation":"02015L2366-20250117","incorporates":["32022L2556"]}},{"edge_id":"4c314a21d063211e4482","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 9","dst_raw":"eu.psd2.article.9","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/9","url":"/psd2/articles/9","title":"Calculation of own funds","key":"9","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.8","source_block_id":"eu.psd2.article.8.paragraph.3"}},{"edge_id":"ddd1cfe647f3fdf03916","scope":"unit","type":"refers_to","direction":"out","resolution":"external","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"Regulation (EU) No 575/2013","other":null,"evidence":{"object":"eu.psd2.legal_text.article.8","source_block_id":"eu.psd2.article.8.paragraph.3","target_act":"Regulation (EU) No 575/2013","target_celex":"32013R0575"}},{"edge_id":"36e30af4c41e20742d38","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 9","dst_raw":"eu.psd2.article.9","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/9","url":"/psd2/articles/9","title":"Calculation of own funds","key":"9","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.8","source_block_id":"eu.psd2.article.8.paragraph.1"}},{"edge_id":"c7d2c310a05e99769d2f","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/7","url":"/psd2/articles/7","title":"Initial capital","key":"7","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.8","source_block_id":"eu.psd2.article.8.paragraph.1"}},{"edge_id":"d60debfe9f7eab1a36a3","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 8(1)","dst_raw":"eu.psd2.article.8","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/23/para/3","url":"/psd2/articles/23#p-3","title":"Supervision","key":"23(3)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.23","source_block_id":"eu.psd2.article.23.paragraph.3"}},{"edge_id":"f04a732d7640f3e52163","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 8(3)","dst_raw":"eu.psd2.article.8","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/107/para/1","url":"/psd2/articles/107#p-1","title":"Full harmonisation","key":"107(1)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.107","source_block_id":"eu.psd2.article.107.paragraph.1"}},{"edge_id":"3e23f3f1ed238021de4a","scope":"unit","type":"answers","direction":"in","resolution":"resolved","basis":"curated_mapping","method":"stated_legal_basis","confidence":"curated","src_from":"2025-01-17","src_until":null,"span":null,"dst_raw":"eu.psd2.article.8","other":{"work_id":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2023-6790-multi-licensed-entity-capital-requirement","level":"L3","locator":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2023-6790-multi-licensed-entity-capital-requirement/page","url":"/psd2/level-3/q-and-a/eba/eba-qa-2023-6790-multi-licensed-entity-capital-requirement","title":"Q&A — Multi-licensed entity capital requirement [Final Q&A]","key":"EBA Q&A 2023_6790","state_on_date":"in_force"},"evidence":{"evidence":"legal_basis: Article 8(2) PSD2","doc_type":"qa"}}],"not_served":["exempts","derogates_from"],"note":"inverse edges are computed from the stored direction; floating targets are resolved on as_of (other.state_on_date)"}