{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2015-12-23","gaps":[],"covered":["PSD2 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":null,"checked_against":null},"truncation":{"shown":8,"total":8,"capped":false,"cap":1000,"next_cursor":null},"failures":[],"incomplete":[]},"page":{"path":"/psd2/articles/7","url":"https://www.headlesslaw.com/psd2/articles/7","title":"Article 7 — Initial capital","work_id":"psd2","date_state":"past","as_of":"2025-01-17","relations_url":"https://www.headlesslaw.com/psd2/articles/7/relations"},"as_of":"2025-01-17","counts":{"amended_by:out":1,"refers_to:out":1,"refers_to:in":5,"answers:in":1},"relations":[{"edge_id":"532a854a51d0ba152b24","scope":"unit","type":"amended_by","direction":"out","resolution":"external","basis":"cellar_consolidation_metadata","method":"cellar-inventory","confidence":"single_act","src_from":"2025-01-17","src_until":null,"span":null,"dst_raw":"32022L2556","other":null,"evidence":{"consolidation":"02015L2366-20250117","incorporates":["32022L2556"]}},{"edge_id":"dd8d31d53d0591d6cf3a","scope":"unit","type":"refers_to","direction":"out","resolution":"external","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 26(1)","dst_raw":"Regulation (EU) No 575/2013","other":null,"evidence":{"object":"eu.psd2.legal_text.article.7","source_block_id":"eu.psd2.article.7.subparagraph.1","target_act":"Regulation (EU) No 575/2013","target_celex":"32013R0575"}},{"edge_id":"0eb1ad0dcd425b9adbc6","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/5/para/1/pt/c","url":"/psd2/articles/5#p-1-c","title":"Applications for authorisation","key":"5(1)(c)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.5","source_block_id":"eu.psd2.article.5.paragraph.1.point.c"}},{"edge_id":"72c707935521afea50d0","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/109/para/5","url":"/psd2/articles/109#p-5","title":"Transitional provision","key":"109(5)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.109","source_block_id":"eu.psd2.article.109.paragraph.5"}},{"edge_id":"a09987fd3b1bb9bb4677","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/23/para/3","url":"/psd2/articles/23#p-3","title":"Supervision","key":"23(3)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.23","source_block_id":"eu.psd2.article.23.paragraph.3"}},{"edge_id":"ae2ee25feea204c5925c","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/9/para/1","url":"/psd2/articles/9#p-1","title":"Calculation of own funds","key":"9(1)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.9","source_block_id":"eu.psd2.article.9.paragraph.1"}},{"edge_id":"c7d2c310a05e99769d2f","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 7","dst_raw":"eu.psd2.article.7","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/8/para/1","url":"/psd2/articles/8#p-1","title":"Own funds","key":"8(1)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.8","source_block_id":"eu.psd2.article.8.paragraph.1"}},{"edge_id":"028fbed0d9db0c3edf35","scope":"unit","type":"answers","direction":"in","resolution":"resolved","basis":"curated_mapping","method":"stated_legal_basis","confidence":"curated","src_from":"2023-07-10","src_until":null,"span":null,"dst_raw":"eu.psd2.article.7","other":{"work_id":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital","level":"L3","locator":"spaces/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital/page","url":"/psd2/level-3/q-and-a/eba/eba-qa-2022-6570-initial-capital","title":"Q&A — Initial Capital [Rejected question]","key":"EBA Q&A 2022_6570","state_on_date":"in_force"},"evidence":{"evidence":"legal_basis: Article 7 PSD2","doc_type":"qa"}}],"not_served":["exempts","derogates_from"],"note":"inverse edges are computed from the stored direction; floating targets are resolved on as_of (other.state_on_date)"}