{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2015-12-23","gaps":[],"covered":["PSD2 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/articles/60","url":"https://www.headlesslaw.com/psd2/articles/60","title":"Article 60 — Information on additional charges or reductions","family":"l1_generated","work_id":"psd2","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":null,"application":null,"version_label":"Consolidated version of 23 December 2015","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","valid_from":"2015-12-23","valid_until":null,"revision":1,"content_id":"1924225cd0d09766","change_date":null,"nearest_versions":["2015-12-23"],"first_text_date":"2015-11-25","correction_applies":false,"versions":["2015-12-23"],"version_url":"https://www.headlesslaw.com/psd2/articles/60/versions/2015-12-23","revision_url":"https://www.headlesslaw.com/psd2/articles/60/versions/2015-12-23/rev/1924225cd0d09766","versions_url":"https://www.headlesslaw.com/psd2/articles/60/versions","relations_url":"https://www.headlesslaw.com/psd2/articles/60/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"a6f5e9d96824bf70c4eed3a76445c44230782dd0cb66e9d950cca06a112e73e8","markdown_sha256":"c92bd14a4369be06186a52f79e320de905de54f26571022acd74caa7066f8af6"},"units":[{"locator":"psd2/art/60","kind":"article","status":"in_force","label":null,"heading":"Information on additional charges or reductions","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"psd2/art/60/para/1","kind":"paragraph","status":"in_force","label":"1.","heading":null,"text":"Where, for the use of a given payment instrument, the payee requests a charge or offers a reduction, the payee shall inform the payer thereof prior to the initiation of the payment transaction.","marks":[],"revision":1,"text_hash":"de2aeb1ca95a22f0d636ae392bad383017c218ac07522c1893e8956091d4ab40","reason":null},{"locator":"psd2/art/60/para/2","kind":"paragraph","status":"in_force","label":"2.","heading":null,"text":"Where, for the use of a given payment instrument, the payment service provider or another party involved in the transaction requests a charge, it shall inform the payment service user thereof prior to the initiation of the payment transaction.","marks":[],"revision":1,"text_hash":"5d088ac6d992454bdfa049d142dfec5e6532d4486158144b02dcf2bcb9bd8b45","reason":null},{"locator":"psd2/art/60/para/3","kind":"paragraph","status":"in_force","label":"3.","heading":null,"text":"The payer shall only be obliged to pay for the charges referred to in paragraphs 1 and 2 if their full amount was made known prior to the initiation of the payment transaction.","marks":[],"revision":1,"text_hash":"f61e92d5a23d8c7d92de69363dd01d343069e47b2d8c3ea6159eb3d58af9c22b","reason":null}],"markdown":"*In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)*\n\n1. <a id=\"p-1\"></a>Where, for the use of a given payment instrument, the payee requests a charge or offers a reduction, the payee shall inform the payer thereof prior to the initiation of the payment transaction.\n2. <a id=\"p-2\"></a>Where, for the use of a given payment instrument, the payment service provider or another party involved in the transaction requests a charge, it shall inform the payment service user thereof prior to the initiation of the payment transaction.\n3. <a id=\"p-3\"></a>The payer shall only be obliged to pay for the charges referred to in paragraphs 1 and 2 if their full amount was made known prior to the initiation of the payment transaction.\n\n***\n\n[Title III — Transparency of conditions and information requirements for payment services](../titles/iii.md) · [← Article 59](59.md) · [Article 61 →](61.md)\n"}