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---
title: "Article 57 — Information for the payer on individual payment transactions"
type: regulation
legal_status: in_force
source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117"
source_retrieved: 2026-10-08
shortTitle: "Article 57 — Information for the payer on individual payment transactions"
instrument_type: level1_directive
authority: Commission
binding: true
binding_character: binding
mica_level2: false
legal_basis: "Directive (EU) 2015/2366"
instrument: psd2
celex: "32015L2366"
regulation: PSD2
regulation-full: "Directive (EU) 2015/2366"
article: 57
status: in_force
object_id: eu.psd2.legal_text.article.57
text_version: "Consolidated version of 17 January 2025"
source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117"
check_status: matched
verified: true
last_checked: 2026-11-09
---

*In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)*

1. <a id="p-1"></a>After the amount of an individual payment transaction is debited from the payer’s account or, where the payer does not use a payment account, after receipt of the payment order, the payer’s payment service provider shall provide the payer, without undue delay and in the same way as laid down in [Article 51(1)](51.md), with all of the following information:

    <a id="p-1-a"></a>**(a)** a reference enabling the payer to identify each payment transaction and, where appropriate, information relating to the payee;

    <a id="p-1-b"></a>**(b)** the amount of the payment transaction in the currency in which the payer’s payment account is debited or in the currency used for the payment order;

    <a id="p-1-c"></a>**(c)** the amount of any charges for the payment transaction and, where applicable, a breakdown of the amounts of such charges, or the interest payable by the payer;

    <a id="p-1-d"></a>**(d)** where applicable, the exchange rate used in the payment transaction by the payer’s payment service provider, and the amount of the payment transaction after that currency conversion;

    <a id="p-1-e"></a>**(e)** the debit value date or the date of receipt of the payment order.
2. <a id="p-2"></a>A framework contract shall include a condition that the payer may require the information referred to in paragraph 1 to be provided or made available periodically, at least once a month, free of charge and in an agreed manner which allows the payer to store and reproduce information unchanged.
3. <a id="p-3"></a>However, Member States may require payment service providers to provide information on paper or on another durable medium at least once a month, free of charge.

***

[Title III — Transparency of conditions and information requirements for payment services](../titles/iii.md) · [← Article 56](56.md) · [Article 58 →](58.md)
