{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2015-12-23","gaps":[],"covered":["PSD2 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/psd2/articles/56","url":"https://www.headlesslaw.com/psd2/articles/56","title":"Article 56 — Information before execution of individual payment transactions","family":"l1_generated","work_id":"psd2","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":null,"application":null,"version_label":"Consolidated version of 23 December 2015","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","valid_from":"2015-12-23","valid_until":null,"revision":1,"content_id":"0e75f9a1aa975a54","change_date":null,"nearest_versions":["2015-12-23"],"first_text_date":"2015-11-25","correction_applies":false,"versions":["2015-12-23"],"version_url":"https://www.headlesslaw.com/psd2/articles/56/versions/2015-12-23","revision_url":"https://www.headlesslaw.com/psd2/articles/56/versions/2015-12-23/rev/0e75f9a1aa975a54","versions_url":"https://www.headlesslaw.com/psd2/articles/56/versions","relations_url":"https://www.headlesslaw.com/psd2/articles/56/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"20b9568437ff22c6f8a28aa855615eddbd6bd6a5d44083f10d8865dcedee0734","markdown_sha256":"c5a0b3dbdf0d1fa2fd9b1ad2f88a204022d440733d3afdb3a20706446489f7f2"},"units":[{"locator":"psd2/art/56","kind":"article","status":"in_force","label":null,"heading":"Information before execution of individual payment transactions","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"psd2/art/56/subpara/1","kind":"subparagraph","status":"in_force","label":null,"heading":null,"text":"In the case of an individual payment transaction under a framework contract initiated by the payer, a payment service provider shall, at the payer’s request for this specific payment transaction, provide explicit information on all of the following:","marks":[],"revision":1,"text_hash":"1c6c97b0364b92a408c348baf7f0c7efdbc4b8a1832e76cbef4923916684d292","reason":null},{"locator":"psd2/art/56/subpara/1/pt/a","kind":"point","status":"in_force","label":"(a)","heading":null,"text":"the maximum execution time;","marks":[],"revision":1,"text_hash":"002be31c343a1a7c92e712ab0db4d0c13d40e7813e7984b6495761c2a04c7f06","reason":null},{"locator":"psd2/art/56/subpara/1/pt/b","kind":"point","status":"in_force","label":"(b)","heading":null,"text":"the charges payable by the payer;","marks":[],"revision":1,"text_hash":"e111264bbad79c31ede871136a3226377e8b8dec27937ed0c548e58dd448002c","reason":null},{"locator":"psd2/art/56/subpara/1/pt/c","kind":"point","status":"in_force","label":"(c)","heading":null,"text":"where applicable, a breakdown of the amounts of any charges.","marks":[],"revision":1,"text_hash":"9934cd0a718b5ae52faf838a5a7bdb917511a8e3d09a8caf5df1165ccfccd8c3","reason":null}],"markdown":"*In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)*\n\nIn the case of an individual payment transaction under a framework contract initiated by the payer, a payment service provider shall, at the payer’s request for this specific payment transaction, provide explicit information on all of the following:\n\n<a id=\"p-a\"></a>**(a)** the maximum execution time;\n\n<a id=\"p-b\"></a>**(b)** the charges payable by the payer;\n\n<a id=\"p-c\"></a>**(c)** where applicable, a breakdown of the amounts of any charges.\n\n***\n\n[Title III — Transparency of conditions and information requirements for payment services](../titles/iii.md) · [← Article 55](55.md) · [Article 57 →](57.md)\n"}