{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2015-12-23","gaps":[],"covered":["PSD2 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":null,"checked_against":null},"truncation":{"shown":30,"total":30,"capped":false,"cap":1000,"next_cursor":null},"failures":[],"incomplete":[]},"page":{"path":"/psd2/articles/52","url":"https://www.headlesslaw.com/psd2/articles/52","title":"Article 52 — Information and conditions","work_id":"psd2","date_state":"current","as_of":"2026-11-11","relations_url":"https://www.headlesslaw.com/psd2/articles/52/relations"},"as_of":"2026-11-11","counts":{"refers_to:out":14,"corrected_by:out":3,"amended_by:out":2,"refers_to:in":11},"relations":[{"edge_id":"e77881267d8fbce33266","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 78","dst_raw":"eu.psd2.article.78","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/78","url":"/psd2/articles/78","title":"Receipt of payment orders","key":"78","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.2.subpoint.d"}},{"edge_id":"269c62ba470a85a7177a","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 14","dst_raw":"eu.psd2.article.14","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/14","url":"/psd2/articles/14","title":"Registration in the home Member State","key":"14","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.1.subpoint.b"}},{"edge_id":"0a51fd7e7b2a3737d45b","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 53","dst_raw":"eu.psd2.article.53","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/53","url":"/psd2/articles/53","title":"Accessibility of information and conditions of the framework contract","key":"53","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.4.subpoint.d"}},{"edge_id":"7f559219e357e25fe26e","scope":"unit","type":"refers_to","direction":"out","resolution":"external","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 8","dst_raw":"Regulation (EU) 2015/751","other":null,"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.2.subpoint.g","target_act":"Regulation (EU) 2015/751","target_celex":"32015R0751"}},{"edge_id":"8778c8439da47bc5bcc1","scope":"unit","type":"corrected_by","direction":"out","resolution":"external","basis":"cellar_corrigendum","method":"eurlex_corrigendum","confidence":"exact","src_from":"2025-01-17","src_until":null,"span":"Article 52, point (5)(f)","dst_raw":"32015L2366R(05)","other":null,"evidence":{"corrigendum_published":"2018-04-23","corrigendum_url":"https://eur-lex.europa.eu/eli/dir/2015/2366/corrigendum/2018-04-23/oj"}},{"edge_id":"94bd86886a06c093c687","scope":"unit","type":"corrected_by","direction":"out","resolution":"external","basis":"cellar_corrigendum","method":"eurlex_corrigendum","confidence":"exact","src_from":"2024-04-08","src_until":null,"span":"Article 52, point (5)(f)","dst_raw":"32015L2366R(05)","other":null,"evidence":{"corrigendum_published":"2018-04-23","corrigendum_url":"https://eur-lex.europa.eu/eli/dir/2015/2366/corrigendum/2018-04-23/oj"}},{"edge_id":"f450d21343c448b86595","scope":"unit","type":"corrected_by","direction":"out","resolution":"external","basis":"cellar_corrigendum","method":"eurlex_corrigendum","confidence":"exact","src_from":"2015-12-23","src_until":null,"span":"Article 52, point (5)(f)","dst_raw":"32015L2366R(05)","other":null,"evidence":{"corrigendum_published":"2018-04-23","corrigendum_url":"https://eur-lex.europa.eu/eli/dir/2015/2366/corrigendum/2018-04-23/oj"}},{"edge_id":"4cb47ed2a38fa6dc4a2f","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 54(1)","dst_raw":"eu.psd2.article.54","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/54","url":"/psd2/articles/54","title":"Changes in conditions of the framework contract","key":"54","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.6.subpoint.c"}},{"edge_id":"aef50071ae8a3d5482ca","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 55","dst_raw":"eu.psd2.article.55","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/55","url":"/psd2/articles/55","title":"Termination","key":"55","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.6.subpoint.c"}},{"edge_id":"bf868b9dd97a1b1a2479","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 69(1)","dst_raw":"eu.psd2.article.69","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/69","url":"/psd2/articles/69","title":"Obligations of the payment service user in relation to payment instruments and personalised security credentials","key":"69","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.5.subpoint.a"}},{"edge_id":"2f06494aa1bcf5295f27","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 71","dst_raw":"eu.psd2.article.71","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/71","url":"/psd2/articles/71","title":"Notification and rectification of unauthorised or incorrectly executed payment transactions","key":"71","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.5.subpoint.e"}},{"edge_id":"f0edbf61104f3a508203","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 73","dst_raw":"eu.psd2.article.73","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/73","url":"/psd2/articles/73","title":"Payment service provider’s liability for unauthorised payment transactions","key":"73","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.5.subpoint.e"}},{"edge_id":"833c518a6e4d0bc62369","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 54","dst_raw":"eu.psd2.article.54","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/54","url":"/psd2/articles/54","title":"Changes in conditions of the framework contract","key":"54","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.6.subpoint.a"}},{"edge_id":"337362af776b7f563c3a","scope":"unit","type":"amended_by","direction":"out","resolution":"external","basis":"cellar_consolidation_metadata","method":"cellar-inventory","confidence":"single_act","src_from":"2024-04-08","src_until":null,"span":null,"dst_raw":"32024R0886","other":null,"evidence":{"consolidation":"02015L2366-20240408","incorporates":["32024R0886"]}},{"edge_id":"3beaa2b3a18ad3435300","scope":"unit","type":"amended_by","direction":"out","resolution":"external","basis":"cellar_consolidation_metadata","method":"cellar-inventory","confidence":"single_act","src_from":"2025-01-17","src_until":null,"span":null,"dst_raw":"32022L2556","other":null,"evidence":{"consolidation":"02015L2366-20250117","incorporates":["32022L2556"]}},{"edge_id":"cfc983f517b47786c3fb","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 68(1)","dst_raw":"eu.psd2.article.68","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/68","url":"/psd2/articles/68","title":"Limits of the use of the payment instrument and of the access to payment accounts by payment service providers","key":"68","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.2.subpoint.f"}},{"edge_id":"acfbea11922aa30747b1","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 74","dst_raw":"eu.psd2.article.74","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/74","url":"/psd2/articles/74","title":"Payer’s liability for unauthorised payment transactions","key":"74","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.5.subpoint.d"}},{"edge_id":"c8f9d3ffc3433a5dadcb","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 54(2)","dst_raw":"eu.psd2.article.54","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/54","url":"/psd2/articles/54","title":"Changes in conditions of the framework contract","key":"54","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.3.subpoint.c"}},{"edge_id":"e455dd4443503212a378","scope":"unit","type":"refers_to","direction":"out","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 68","dst_raw":"eu.psd2.article.68","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/68","url":"/psd2/articles/68","title":"Limits of the use of the payment instrument and of the access to payment accounts by payment service providers","key":"68","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.52","source_block_id":"eu.psd2.article.52.subparagraph.1.point.5.subpoint.c"}},{"edge_id":"031649b7c0905e23ee2d","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/42/para/1/pt/a","url":"/psd2/articles/42#p-1-a","title":"Derogation from information requirements for low-value payment instruments and electronic money","key":"42(1)(a)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.42","source_block_id":"eu.psd2.article.42.paragraph.1.point.a"}},{"edge_id":"03e1daef0d4d90e26e31","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/51/para/1","url":"/psd2/articles/51#p-1","title":"Prior general information","key":"51(1)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.51","source_block_id":"eu.psd2.article.51.paragraph.1"}},{"edge_id":"0a35ad4f6347025932ea","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/2/para/3","url":"/psd2/articles/2#p-3","title":"Scope","key":"2(3)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.2","source_block_id":"eu.psd2.article.2.paragraph.3"}},{"edge_id":"20512efa27bc9442bd46","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/88/para/5","url":"/psd2/articles/88#p-5","title":"Incorrect unique identifiers","key":"88(5)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.88","source_block_id":"eu.psd2.article.88.paragraph.5"}},{"edge_id":"281f58d1074ab6f58dc4","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/51/para/3","url":"/psd2/articles/51#p-3","title":"Prior general information","key":"51(3)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.51","source_block_id":"eu.psd2.article.51.paragraph.3"}},{"edge_id":"4938fa3d0dba0f29d9b1","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/54/para/1","url":"/psd2/articles/54#p-1","title":"Changes in conditions of the framework contract","key":"54(1)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.54","source_block_id":"eu.psd2.article.54.paragraph.1"}},{"edge_id":"9bf6555bcfdea08cdb7b","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/76/para/2","url":"/psd2/articles/76#p-2","title":"Refunds for payment transactions initiated by or through a payee","key":"76(2)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.76","source_block_id":"eu.psd2.article.76.paragraph.2"}},{"edge_id":"c5fd64e938ed3f546302","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/45/para/3","url":"/psd2/articles/45#p-3","title":"Information and conditions","key":"45(3)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.45","source_block_id":"eu.psd2.article.45.paragraph.3"}},{"edge_id":"de0c3ebfd331d124f996","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/54/para/2","url":"/psd2/articles/54#p-2","title":"Changes in conditions of the framework contract","key":"54(2)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.54","source_block_id":"eu.psd2.article.54.paragraph.2"}},{"edge_id":"fa46bf311d79e64010e0","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/2/para/4","url":"/psd2/articles/2#p-4","title":"Scope","key":"2(4)","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.2","source_block_id":"eu.psd2.article.2.paragraph.4"}},{"edge_id":"fb1e06f30751388e0450","scope":"unit","type":"refers_to","direction":"in","resolution":"resolved","basis":"explicit_legal_cross_reference","method":"extracted_relationships","confidence":"medium","src_from":"2025-01-17","src_until":null,"span":"Article 52","dst_raw":"eu.psd2.article.52","other":{"work_id":"psd2","level":"L1","locator":"psd2/art/53/subpara/1","url":"/psd2/articles/53","title":"Accessibility of information and conditions of the framework contract","key":"53","state_on_date":"in_force"},"evidence":{"object":"eu.psd2.legal_text.article.53","source_block_id":"eu.psd2.article.53.subparagraph.1"}}],"not_served":["exempts","derogates_from"],"note":"inverse edges are computed from the stored direction; floating targets are resolved on as_of (other.state_on_date)"}