--- title: "Article 46 — Information for the payer and payee after the initiation of a payment order" type: regulation legal_status: in_force source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" source_retrieved: 2026-10-08 shortTitle: "Article 46 — Information for the payer and payee after the initiation of a payment order" instrument_type: level1_directive authority: Commission binding: true binding_character: binding mica_level2: false legal_basis: "Directive (EU) 2015/2366" instrument: psd2 celex: "32015L2366" regulation: PSD2 regulation-full: "Directive (EU) 2015/2366" article: 46 status: in_force object_id: eu.psd2.legal_text.article.46 text_version: "Consolidated version of 17 January 2025" source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117" check_status: matched verified: true last_checked: 2026-11-09 --- *In force · Consolidated version of 17 January 2025 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)* In addition to the information and conditions specified in [Article 45](45.md), where a payment order is initiated through a payment initiation service provider, the payment initiation service provider shall, immediately after initiation, provide or make available all of the following data to the payer and, where applicable, the payee: **(a)** confirmation of the successful initiation of the payment order with the payer’s account servicing payment service provider; **(b)** a reference enabling the payer and the payee to identify the payment transaction and, where appropriate, the payee to identify the payer, and any information transferred with the payment transaction; **(c)** the amount of the payment transaction; **(d)** where applicable, the amount of any charges payable to the payment initiation service provider for the transaction, and where applicable a breakdown of the amounts of such charges. ## Related Level 2 and Level 3 ### Guidance and Q&A - [EBA Q&A 2019_4601 — Q&A — ASPSP providing updated payment status to PISP \[Final Q&A\]](../level-3/q-and-a/eba/eba-qa-2019-4601-aspsp-providing-updated-payment-status-to-pisp.md) *** [Title III — Transparency of conditions and information requirements for payment services](../titles/iii.md) · [← Article 45](45.md) · [Article 47 →](47.md)