{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2026-10-26","gaps":[],"covered":["2025/1142 — RTS — CASP Conflicts of Interest [in force] L2"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3","url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3","title":"Article 3 — Conflicts of interest potentially detrimental to clients","family":"l2_unit_view","work_id":"mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest","view_of":"/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-02","applies_from":null,"application":null,"version_label":"Commission Delegated Regulation (EU) 2025/1142, OJ L, 2025/1142, 10.6.2025","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg_del/2025/1142/oj/eng","valid_from":"2025-06-30","valid_until":null,"content_id":"de2b9091761d936c","versions":["2025-06-30"],"version_url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3/versions/2026-10-26","revision_url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3/versions/2026-10-26/rev/de2b9091761d936c","versions_url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3/versions","relations_url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/3/relations","act_url":"https://www.headlesslaw.com/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest#art-3","source_line":"Commission Delegated Regulation (EU) 2025/1142 · binding · OJ L, 2025/1142, 10.6.2025 · dated 27 Feb 2025 [in force]","attribution":{"prepared_by":"European Commission","published_by":"Publications Office of the EU","published_in":"Official Journal of the European Union","document_type":"delegated_regulation","legal_nature":"binding_adopted","addressees":"not stated in the document","dates":{"document_date":"2025-02-27","published_on":"2025-06-10","entry_into_force":"2025-06-30","locators":{"document_date":"CELLAR 32025R1142 work_date_document","published_on":"CELLAR 32025R1142 official-journal-act_date_publication","entry_into_force":"CELLAR 32025R1142 resource_legal_date_entry-into-force (earliest)"}},"adoption":null},"context":{"act":{"work_id":"mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest","path":"/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest","name":"Commission Delegated Regulation (EU) 2025/1142","number":"2025/1142","celex":"32025R1142","title_official":"COMMISSION DELEGATED REGULATION (EU) 2025/1142 of 27 February 2025 supplementing Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards specifying the requirements for policies and procedures on conflicts of interest for crypto-asset service providers and the details and methodology for the content of disclosures on conflicts of interest (Text with EEA relevance)","document_date":"2025-02-27"},"position":{"kind":"article","key":"3","index":3,"articles":9,"annexes":0},"prev":{"path":"/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/2","key":"2","title":"Article 2 — Conflicts of interest potentially detrimental to the crypto-asset service provider"},"next":{"path":"/mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/articles/4","key":"4","title":"Article 4 — Conflict of interest policies and procedures referred to in [Article 72(1)](../../articles/72.md) of Regulation (EU) 2023/1114"},"act_anchor":"#art-3"}},"provenance":{"official_url":"https://eur-lex.europa.eu/eli/reg_del/2025/1142/oj/eng","check":{"result":"matched","checked_at":"2026-10-26","against":"EUR-Lex"},"repo_path":"mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest.md","unit_text_sha256":"8f338bc8607b2f8c83eb54e1513d0b4cc87cb2d54c9efc014e5d6fad2ce177ff","note":"the unit is a byte-exact part of the act page, whose check record covers it"},"unit":{"locator":"mica/level-2/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest/art-3","kind":"article","key":"3","heading":"Article 3 — Conflicts of interest potentially detrimental to clients","text":"### <a id=\"art-3\"></a>Article 3 — Conflicts of interest potentially detrimental to clients\n\nFor the purposes of identifying the conflicts of interest that arise when providing crypto-asset services and that may damage the interests of clients, crypto-asset service providers shall take into account whether the crypto-asset service provider or any connected person:\\\n<a id=\"art-3-p-a\"></a>a) is likely to make a financial gain, avoid a financial loss, or receive another benefit, at the expense of the [client](https://www.headlesslaw.com/definitions/mica/client);\\\n<a id=\"art-3-p-b\"></a>b) has an interest in the outcome of a crypto-asset service provided to the client or of a transaction carried out on behalf of the client, which is distinct from the client’s interest in that outcome;\\\n<a id=\"art-3-p-c\"></a>c) has a financial or other incentive to favour the interest of one or more clients over the interests of another client;\\\n<a id=\"art-3-p-d\"></a>d) carries out the same business as the client;\\\n<a id=\"art-3-p-e\"></a>e) receives or will receive from a person other than the client an inducement in relation to a service provided to the client, in the form of monetary or non-monetary benefits or services.\\\\\n\n","marks":[],"text_hash":"8f338bc8607b2f8c83eb54e1513d0b4cc87cb2d54c9efc014e5d6fad2ce177ff","revision":1}}