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---
title: "Article 82 — Providing transfer services for crypto-assets on behalf of clients"
type: regulation
legal_status: in_force
source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109"
shortTitle: "Article 82 — Providing transfer services for crypto-assets on behalf of clients"
instrument_type: level1_regulation
authority: Commission
binding: true
binding_character: binding
mica_level2: false
legal_basis: Regulation (EU) 2023/1114
instrument: mica
celex: 32023R1114
text_version: "Consolidated version of 9 January 2024"
source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109"
check_status: matched
verified: true
last_checked: 2026-11-09
---

*In force · Consolidated version of 9 January 2024 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109)*

1. <a id="p-1"></a>[Crypto-asset service providers](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) shall conclude an agreement with their clients to specify their duties and their responsibilities. Such agreement shall include at least the following:

    <a id="p-1-a"></a>**(a)** the identity of the parties to the agreement;

    <a id="p-1-b"></a>**(b)** a description of the modalities of the transfer service provided;

    <a id="p-1-c"></a>**(c)** a description of the security systems used by the [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider);

    <a id="p-1-d"></a>**(d)** fees applied by the [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider);

    <a id="p-1-e"></a>**(e)** the applicable law.
2. <a id="p-2"></a>ESMA, in close cooperation with EBA, shall issue guidelines in accordance with Article 16 of Regulation (EU) No 1095/2010 for [crypto-asset service providers](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) as regards procedures and policies, including the rights of clients, in the context of transfer services for crypto-assets.

***

### Related

* [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) — definition used in this article
* [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) — definition used in this article
* [crypto-asset service](https://www.headlesslaw.com/definitions/mica/crypto-asset-service) — definition used in this article
* [crypto-asset](https://www.headlesslaw.com/definitions/mica/crypto-asset) — definition used in this article
* [client](https://www.headlesslaw.com/definitions/mica/client) — definition used in this article

## Related Level 2 and Level 3

### Guidance and Q&A

- [ESMA Q&A 2071 — Q&A — Transfer: standalone or ancillary \[Answer Published\]](../level-3/q-and-a/esma/esma-qa-2071-crypto-transfer-standalone-vs-ancillary.md)
- [ESMA35-1872330276-1936 — Guideline — Investor Protection Requirements \[final\]](../level-3/guidelines/final-report-on-the-guidelines-specifying-certain-requirements-of-mica-on-investor-protection-thir.md)
- [ESMA35-1872330276-2032 — Guideline — CASP Transfer Services \[final\]](../level-3/guidelines/guidelines-casp-transfer-services-article-82.md)

***

[Title V — Authorisation and operating conditions for crypto-asset service providers](../titles/v.md) › Chapter 3 — Obligations in respect of specific crypto-asset services · [← Article 81](81.md) · [Article 83 →](83.md)
