{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["MiCA L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/mica/articles/82","url":"https://www.headlesslaw.com/mica/articles/82","title":"Article 82 — Providing transfer services for crypto-assets on behalf of clients","family":"l1_hand","work_id":"mica","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":"2024-12-30","application":{"state":"applicable","next":null,"dates":[{"at":"2023-06-29","note":"Article 149(4)"},{"at":"2024-12-30","note":"Article 149(2)"}]},"version_label":"Consolidated version of 9 January 2024","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109","valid_from":"2024-01-09","valid_until":null,"revision":1,"content_id":"9d1e0a8123ea6013","change_date":null,"nearest_versions":["2023-06-09","2024-01-09"],"first_text_date":"2023-05-31","correction_applies":false,"versions":["2023-06-09","2024-01-09"],"version_url":"https://www.headlesslaw.com/mica/articles/82/versions/2024-01-09","revision_url":"https://www.headlesslaw.com/mica/articles/82/versions/2024-01-09/rev/9d1e0a8123ea6013","versions_url":"https://www.headlesslaw.com/mica/articles/82/versions","relations_url":"https://www.headlesslaw.com/mica/articles/82/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"cf22fc5cb1cea1086e661c9ad0460fa9cc12d73b9a768dd995eb5b71aecb6099","markdown_sha256":"a30105b33665770ab7e5f4a1eadeef570f20d9eb21abf8643e28ee8b1e740504"},"units":[{"locator":"mica/art/82","kind":"article","status":"in_force","label":null,"heading":"Providing transfer services for crypto-assets on behalf of clients","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"mica/art/82/para/1","kind":"paragraph","status":"in_force","label":"1.","heading":null,"text":"Crypto-asset service providers providing transfer services for crypto-assets on behalf of clients shall conclude an agreement with their clients to specify their duties and their responsibilities. Such agreement shall include at least the following:","marks":[],"revision":1,"text_hash":"46c9834b59ed319b2952abe355ea99ac860f9062cb6af89749820d570322dbbe","reason":null},{"locator":"mica/art/82/para/1/pt/a","kind":"point","status":"in_force","label":"(a)","heading":null,"text":"the identity of the parties to the agreement;","marks":[],"revision":1,"text_hash":"6180b5933aaa33c369661f76bc794218c6af92a4b5947216c7b2be831464f5de","reason":null},{"locator":"mica/art/82/para/1/pt/b","kind":"point","status":"in_force","label":"(b)","heading":null,"text":"a description of the modalities of the transfer service provided;","marks":[],"revision":1,"text_hash":"ec49c18da4f9550afde3ea0e95487260cbd8a64960e361af135e3810d5152922","reason":null},{"locator":"mica/art/82/para/1/pt/c","kind":"point","status":"in_force","label":"(c)","heading":null,"text":"a description of the security systems used by the crypto-asset service provider;","marks":[],"revision":1,"text_hash":"c3f24bbcc631113e71b3b290ddac60d3b42db162271e23e1fde98e97d185ffdc","reason":null},{"locator":"mica/art/82/para/1/pt/d","kind":"point","status":"in_force","label":"(d)","heading":null,"text":"fees applied by the crypto-asset service provider;","marks":[],"revision":1,"text_hash":"15d87c023435cd62cf31c0848a7a123cc0fb1b44446e8640ce6d1f9cac9f1c15","reason":null},{"locator":"mica/art/82/para/1/pt/e","kind":"point","status":"in_force","label":"(e)","heading":null,"text":"the applicable law.","marks":[],"revision":1,"text_hash":"587ba89fd888f75b137064d6c21d253be3254be991583b873943c32d63f6d3da","reason":null},{"locator":"mica/art/82/para/2","kind":"paragraph","status":"in_force","label":"2.","heading":null,"text":"ESMA, in close cooperation with EBA, shall issue guidelines in accordance with Article 16 of Regulation (EU) No 1095/2010 for crypto-asset service providers providing transfer services for crypto-assets on behalf of clients as regards procedures and policies, including the rights of clients, in the context of transfer services for crypto-assets.","marks":[],"revision":1,"text_hash":"ab0a494a772d1a14a1b76a4909ff73e66374321718730cf3020a2b821d0cc839","reason":null}],"markdown":"*In force · Consolidated version of 9 January 2024 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109)*\n\n1. [Crypto-asset service providers](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) shall conclude an agreement with their clients to specify their duties and their responsibilities. Such agreement shall include at least the following:\n\n **(a)** the identity of the parties to the agreement;\n\n **(b)** a description of the modalities of the transfer service provided;\n\n **(c)** a description of the security systems used by the [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider);\n\n **(d)** fees applied by the [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider);\n\n **(e)** the applicable law.\n2. ESMA, in close cooperation with EBA, shall issue guidelines in accordance with Article 16 of Regulation (EU) No 1095/2010 for [crypto-asset service providers](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) as regards procedures and policies, including the rights of clients, in the context of transfer services for crypto-assets.\n\n***\n\n### Related\n\n* [providing transfer services for crypto-assets on behalf of clients](https://www.headlesslaw.com/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients) — definition used in this article\n* [crypto-asset service provider](https://www.headlesslaw.com/definitions/mica/crypto-asset-service-provider) — definition used in this article\n* [crypto-asset service](https://www.headlesslaw.com/definitions/mica/crypto-asset-service) — definition used in this article\n* [crypto-asset](https://www.headlesslaw.com/definitions/mica/crypto-asset) — definition used in this article\n* [client](https://www.headlesslaw.com/definitions/mica/client) — definition used in this article\n\n## Related Level 2 and Level 3\n\n### Guidance and Q&A\n\n- [ESMA Q&A 2071 — Q&A — Transfer: standalone or ancillary \\[Answer Published\\]](../level-3/q-and-a/esma/esma-qa-2071-crypto-transfer-standalone-vs-ancillary.md)\n- [ESMA35-1872330276-1936 — Guideline — Investor Protection Requirements \\[final\\]](../level-3/guidelines/final-report-on-the-guidelines-specifying-certain-requirements-of-mica-on-investor-protection-thir.md)\n- [ESMA35-1872330276-2032 — Guideline — CASP Transfer Services \\[final\\]](../level-3/guidelines/guidelines-casp-transfer-services-article-82.md)\n\n***\n\n[Title V — Authorisation and operating conditions for crypto-asset service providers](../titles/v.md) › Chapter 3 — Obligations in respect of specific crypto-asset services · [← Article 81](81.md) · [Article 83 →](83.md)\n"}