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---
title: "Article 55 — Recovery and redemption plans"
type: regulation
legal_status: in_force
source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109"
shortTitle: "Article 55 — Recovery and redemption plans"
instrument_type: level1_regulation
authority: Commission
binding: true
binding_character: binding
mica_level2: false
legal_basis: Regulation (EU) 2023/1114
instrument: mica
celex: 32023R1114
text_version: "Consolidated version of 9 January 2024"
source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109"
check_status: matched
verified: true
last_checked: 2026-11-09
---

*In force · Consolidated version of 9 January 2024 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109)*

[Title III](../titles/iii.md), [Chapter 6](../titles/iii.md) shall apply mutatis mutandis to [issuers](https://www.headlesslaw.com/definitions/mica/issuer) of [e-money tokens](https://www.headlesslaw.com/definitions/mica/electronic-money-token).

By way of derogation from Article [46](46.md)(2), the date by which the recovery plan is to be notified to the [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) shall, in respect of [issuers](https://www.headlesslaw.com/definitions/mica/issuer) of [e-money tokens](https://www.headlesslaw.com/definitions/mica/electronic-money-token), be within six months of the date of the [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) or admission to trading.

By way of derogation from Article [47](47.md)(3), the date by which the redemption plan is to be notified to the [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) shall, in respect of issuers of e-money tokens, be within six months of the date of the [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) or admission to trading.

***

### Related

* [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) — definition used in this article
* [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) — definition used in this article
* [electronic money](https://www.headlesslaw.com/definitions/mica/electronic-money) — definition used in this article
* [issuer](https://www.headlesslaw.com/definitions/mica/issuer) — definition used in this article

## Related Level 2 and Level 3

### Guidance and Q&A

- [EBA Q&A 2024_7067 — Q&A — MiCAR vs CRD: recovery plan info \[Rejected question\]](../level-3/q-and-a/eba/eba-qa-7067-micar-vs-crd-recovery-plan-info.md)

***

[Title IV — E-money tokens](../titles/iv.md) › Chapter 1 — Requirements to be fulfilled by all issuers of e-money tokens · [← Article 54](54.md) · [Article 56 →](56.md)