{"release":{"id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","published":"2026-11-10T16:06:46Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2023-06-09","gaps":[],"covered":["MiCA L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"2d86bd12ba77a288053b34ea2517324b92d03c8039b7f5d156fa4002421384a1","release_published":"2026-11-10T16:06:46Z","checked_at":"2026-11-09","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/mica/articles/55","url":"https://www.headlesslaw.com/mica/articles/55","title":"Article 55 — Recovery and redemption plans","family":"l1_hand","work_id":"mica","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-11","applies_from":"2024-06-30","application":{"state":"applicable","next":null,"dates":[{"at":"2024-06-30","note":"Article 149(3)"}]},"version_label":"Consolidated version of 9 January 2024","check":{"against":"EUR-Lex","on":"2026-11-09"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109","valid_from":"2024-01-09","valid_until":null,"revision":1,"content_id":"d2e470e0ad1a3546","change_date":null,"nearest_versions":["2023-06-09","2024-01-09"],"first_text_date":"2023-05-31","correction_applies":false,"versions":["2023-06-09","2024-01-09"],"version_url":"https://www.headlesslaw.com/mica/articles/55/versions/2024-01-09","revision_url":"https://www.headlesslaw.com/mica/articles/55/versions/2024-01-09/rev/d2e470e0ad1a3546","versions_url":"https://www.headlesslaw.com/mica/articles/55/versions","relations_url":"https://www.headlesslaw.com/mica/articles/55/relations","source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109","check":{"result":"matched","checked_at":"2026-11-09","against":"EUR-Lex"},"repo_path":null,"body_sha256":"d7a87066ee9e4ad5d6964ec44f0387e190785c18f05ab48240274f80d0de097f","markdown_sha256":"877b60598881c41663f768f37cdbaa85a502702130b22f8528e307fd3122517a"},"units":[{"locator":"mica/art/55","kind":"article","status":"in_force","label":null,"heading":"Recovery and redemption plans","text":"","marks":[],"revision":1,"text_hash":"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855","reason":null},{"locator":"mica/art/55/subpara/1","kind":"subparagraph","status":"in_force","label":null,"heading":null,"text":"Title III, Chapter 6 shall apply mutatis mutandis to issuers of e-money tokens.","marks":[],"revision":1,"text_hash":"a0d35e1973d06f45a669ac08c1de96fa1458fddc027460c6798dd7c7e710afb4","reason":null},{"locator":"mica/art/55/subpara/1/cont/tail1","kind":"continuation","status":"in_force","label":null,"heading":null,"text":"By way of derogation from Article 46(2), the date by which the recovery plan is to be notified to the competent authority shall, in respect of issuers of e-money tokens, be within six months of the date of the offer to the public or admission to trading.","marks":[],"revision":1,"text_hash":"5faf64559bf38b54f1fbbb21d8f3f30b1c1a8c1331fac7683b454708346ed4e0","reason":null},{"locator":"mica/art/55/subpara/1/cont/tail2","kind":"continuation","status":"in_force","label":null,"heading":null,"text":"By way of derogation from Article 47(3), the date by which the redemption plan is to be notified to the competent authority shall, in respect of issuers of e-money tokens, be within six months of the date of the offer to the public or admission to trading.","marks":[],"revision":1,"text_hash":"99ae983cb9ec06492afddcdc28686c4b5b31372a2d53e0220535e876774990fd","reason":null}],"markdown":"*In force · Consolidated version of 9 January 2024 · Verified 9 Nov 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02023R1114-20240109)*\n\n[Title III](../titles/iii.md), [Chapter 6](../titles/iii.md) shall apply mutatis mutandis to [issuers](https://www.headlesslaw.com/definitions/mica/issuer) of [e-money tokens](https://www.headlesslaw.com/definitions/mica/electronic-money-token).\n\nBy way of derogation from Article [46](46.md)(2), the date by which the recovery plan is to be notified to the [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) shall, in respect of [issuers](https://www.headlesslaw.com/definitions/mica/issuer) of [e-money tokens](https://www.headlesslaw.com/definitions/mica/electronic-money-token), be within six months of the date of the [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) or admission to trading.\n\nBy way of derogation from Article [47](47.md)(3), the date by which the redemption plan is to be notified to the [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) shall, in respect of issuers of e-money tokens, be within six months of the date of the [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) or admission to trading.\n\n***\n\n### Related\n\n* [competent authority](https://www.headlesslaw.com/definitions/mica/competent-authority) — definition used in this article\n* [offer to the public](https://www.headlesslaw.com/definitions/mica/offer-to-the-public) — definition used in this article\n* [electronic money](https://www.headlesslaw.com/definitions/mica/electronic-money) — definition used in this article\n* [issuer](https://www.headlesslaw.com/definitions/mica/issuer) — definition used in this article\n\n## Related Level 2 and Level 3\n\n### Guidance and Q&A\n\n- [EBA Q&A 2024_7067 — Q&A — MiCAR vs CRD: recovery plan info \\[Rejected question\\]](../level-3/q-and-a/eba/eba-qa-7067-micar-vs-crd-recovery-plan-info.md)\n\n***\n\n[Title IV — E-money tokens](../titles/iv.md) › Chapter 1 — Requirements to be fulfilled by all issuers of e-money tokens · [← Article 54](54.md) · [Article 56 →](56.md)\n"}