{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"from:2018-01-13","held_since":"2018-01-13","gaps":[],"covered":["EMD L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":null,"checked_against":null},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/emd/level-3/q-and-a/eba","url":"https://www.headlesslaw.com/emd/level-3/q-and-a/eba","title":"EBA","family":"landing","work_id":"emd","status":"in_force","force_status":null,"date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":null,"check":null,"check_result":null,"official_url":null,"valid_from":null,"valid_until":null,"revision":null,"content_id":null,"change_date":null,"nearest_versions":[],"first_text_date":null,"correction_applies":false,"versions":[],"version_url":null,"revision_url":null,"versions_url":null,"relations_url":null,"source_line":null,"attribution":null},"provenance":{"official_url":null,"check":{"result":null,"checked_at":null,"against":null},"repo_path":"spaces/emd/level-3/q-and-a/eba/README.md","body_sha256":"a30d97729e65997eb98fc8542ef62933f7fafa73492bd24b5869901f17b98938"},"units":[],"markdown":"---\ntitle: \"EBA\"\nshortTitle: \"EBA\"\ndescription: \"EBA — EMD (6 instruments).\"\ntype: section_index\n---\n\nEBA under EMD, ordered by official identifier.\n\n- [EBA Q&A 2020_5494 — Q&A — Fees on issuing eletronic money \\[Final Q&A\\]](eba-qa-2020-5494-fees-on-issuing-eletronic-money.md)\n- [EBA Q&A 2020_5566 — Q&A — Topping-up e-money accounts with voucher-based products \\[Final Q&A\\]](eba-qa-2020-5566-topping-up-e-money-accounts-with-voucher-based-products.md)\n- [EBA Q&A 2020_5624 — Q&A — Subcontractor of electronic money distributor \\[Final Q&A\\]](eba-qa-2020-5624-subcontractor-of-electronic-money-distributor.md)\n- [EBA Q&A 2022_6336 — Q&A — Definition of electronic money \\[Final Q&A\\]](eba-qa-2022-6336-definition-of-electronic-money.md)\n- [EBA Q&A 2022_6421 — Q&A — EMI's application of negative interest rates \\[Final Q&A\\]](eba-qa-2022-6421-emi-s-application-of-negative-interest-rates-to-its-clients.md)\n- [EBA Q&A 2023_6736 — Q&A — Identify when EMD2 needs to be applied to vouchers/gift \\[Final Q&A\\]](eba-qa-2023-6736-identify-when-emd2-needs-to-be-applied-to-vouchers-gift.md)\n"}