<!-- headlesslaw {"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2022-12-27","gaps":[],"covered":["DORA L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/dora/recitals/37","url":"https://www.headlesslaw.com/dora/recitals/37","title":"Recital 37","family":"l1_recital_view","work_id":"dora","view_of":"/dora/recitals","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"Regulation (EU) 2022/2554, OJ L 333, 27.12.2022","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/reg/2022/2554/oj/eng","valid_from":"2022-12-27","valid_until":null,"content_id":"15a65a6f20f48f17","versions":["2022-12-27"],"version_url":"https://www.headlesslaw.com/dora/recitals/37/versions/2022-12-27","revision_url":"https://www.headlesslaw.com/dora/recitals/37/versions/2022-12-27/rev/15a65a6f20f48f17","versions_url":"https://www.headlesslaw.com/dora/recitals/37/versions","relations_url":"https://www.headlesslaw.com/dora/recitals/37/relations","act_url":"https://www.headlesslaw.com/dora/recitals","source_line":null,"attribution":null,"context":{"act":{"work_id":"dora","path":"/dora/recitals","name":"DORA","number":"Regulation (EU) 2022/2554","celex":"32022R2554","title_official":null,"document_date":null},"position":{"kind":"recital","key":"37","index":37,"articles":106,"annexes":0},"prev":{"path":"/dora/recitals/36","key":"36","title":"Recital 36"},"next":{"path":"/dora/recitals/38","key":"38","title":"Recital 38"},"act_anchor":""}}} -->
# Recital 37

*In force · Regulation (EU) 2022/2554, OJ L 333, 27.12.2022 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2022/2554/oj/eng)*

Account information service providers, referred to in Article 33(1) of Directive (EU) 2015/2366, are explicitly included in the scope of this Regulation, taking into account the specific nature of their activities and the risks arising therefrom. In addition, electronic money institutions and payment institutions exempted pursuant to Article 9(1) of Directive 2009/110/EC of the European Parliament and of the Council and Article 32(1) of Directive (EU) 2015/2366 are included in the scope of this Regulation even if they have not been granted authorisation in accordance Directive 2009/110/EC to issue electronic money, or if they have not been granted authorisation in accordance with Directive (EU) 2015/2366 to provide and execute payment services. However, post office giro institutions, referred to in Article 2(5), point (3), of Directive 2013/36/EU of the European Parliament and of the Council, are excluded from the scope of this Regulation. The competent authority for payment institutions exempted pursuant to Directive (EU) 2015/2366, electronic money institutions exempted pursuant to Directive 2009/110/EC and account information service providers as referred to in Article 33(1) of Directive (EU) 2015/2366, should be the competent authority designated in accordance with Article 22 of Directive (EU) 2015/2366.