{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":"2024-11-15","gaps":[],"covered":["EBA Q&A 2024_7142 — Q&A — Scope for dependent financial intermediaries [Rejected question] L3"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"the EBA publication"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries","url":"https://www.headlesslaw.com/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries","title":"EBA Q&A 2024_7142 — Q&A — Scope for dependent financial intermediaries [Rejected question]","family":"l3","work_id":"spaces/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries","status":"rejected question","force_status":null,"date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"EBA Q&A register, 15 November 2024","check":{"against":"the EBA publication","on":"2026-10-26"},"check_result":"matched","official_url":"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142","valid_from":"0001-01-01","valid_until":null,"revision":1,"content_id":"290491a166ddc8ae","change_date":null,"nearest_versions":["2024-11-15"],"first_text_date":null,"correction_applies":false,"versions":["2024-11-15"],"version_url":"https://www.headlesslaw.com/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries/versions/2024-11-15","revision_url":"https://www.headlesslaw.com/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries/versions/2024-11-15/rev/290491a166ddc8ae","versions_url":"https://www.headlesslaw.com/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries/versions","relations_url":"https://www.headlesslaw.com/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries/relations","source_line":"Question published in the EBA Q&A tool · no answer · not legislation · published 15 Nov 2024 [Rejected question]","attribution":{"prepared_by":"not stated in the document","published_by":"EBA","published_in":"EBA Single Rulebook Q&A tool","document_type":"qa_question","legal_nature":"not_legislation","addressees":"not stated in the document","dates":{"published_on":"2024-11-15","question_submitted_on":"2024-07-08","locators":{"published_on":"EBA Q&A register entry 2024_7142, field 'Rejected publishing date'","question_submitted_on":"EBA Q&A register entry 2024_7142, field 'Submission date'"}},"adoption":null}},"provenance":{"official_url":"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142","check":{"result":"matched","checked_at":"2026-10-26","against":"the EBA publication"},"repo_path":"spaces/dora/level-3/q-and-a/eba/eba-qa-2024-7142-scope-for-dependent-financial-intermediaries.md","body_sha256":"585b1974fa978ff013d7bf0293e5ad759035678d8e55c699d1a5f879e41342e6"},"units":[],"markdown":"---\ntitle: \"EBA Q&A 2024_7142 — Q&A — Scope for dependent financial intermediaries [Rejected question]\"\nshortTitle: \"EBA Q&A 2024_7142 — Q&A — Scope for dependent financial intermediaries [Rejected question]\"\nanswer_id: EBA_QA_2024_7142\nstatus: \"Rejected question\"\ntype: qa\ninstrument_type: qa\nauthority: EBA\nbinding: false\nbinding_character: non_binding\nlegal_status: withdrawn\nregulation: \"DORA\"\ndora_level3: true\nmica_level2: false\nlegal_basis: \"Article 2 DORA\"\ndate: 15 November 2024\nsource_link: https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142\nlifecycle: \"Rejected question\"\ntext_version: \"EBA Q&A register, 15 November 2024\"\nsource_url: \"https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142\"\ncheck_status: matched\nverified: true\nlast_checked: 2026-10-26\nchecked_against: \"the EBA publication\"\nsource:\n  prepared_by: \"not stated in the document\"\n  published_by: \"EBA\"\n  published_in: \"EBA Single Rulebook Q&A tool\"\n  evidence:\n    prepared_by: \"Individual\"\n    locator: \"EBA Q&A register entry 2024_7142: no answer; the register names only the 'Type of submitter'\"\ndocument_type: \"qa_question\"\nlegal_nature: \"not_legislation\"\naddressees: \"not stated in the document\"\ndates:\n  published_on: \"2024-11-15\"\n  question_submitted_on: \"2024-07-08\"\n  locators:\n    published_on: \"EBA Q&A register entry 2024_7142, field 'Rejected publishing date'\"\n    question_submitted_on: \"EBA Q&A register entry 2024_7142, field 'Submission date'\"\nlifecycle_label: \"Rejected question\"\n---\n\n**Question published in the EBA Q&A tool · no answer · not legislation · published 15 Nov 2024 [Rejected question]**\n\n*Rejected question · EBA Q&A register, 15 November 2024 · Checked against the EBA publication on 26 Oct 2026 · [Official source](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142)*\n\n| | |\n|---|---|\n| **Full title** | EBA Q&A 2024_7142 — Q&A — Scope for dependent financial intermediaries \\[Rejected question\\] |\n| **Prepared by** | Not stated in the document |\n| **Published by** | EBA, in the EBA Single Rulebook Q&A tool |\n| **Reference** | EBA_QA_2024_7142 |\n| **Document type** | Q&A |\n| **Legal nature** | No answer · not legislation |\n| **Addressees** | Not stated in the document |\n| **Dates** | Published 15 November 2024; question submitted 8 July 2024 |\n| **Legal basis** | [Article 2](https://www.headlesslaw.com/dora/articles/2) DORA |\n| **Related instruments** | None recorded |\n| **Text on this page** | Word for word — the full text of the EBA publication |\n\n**Scope for dependent financial intermediaries**\n\n### Question\n\nThe dependent financial intermediaries (agents), who acting on behalf of credit institutions, are covered by the DORA Regulation?\n\n### Background\n\nA lot of dependent financial intermediaries (not insurance intermediaries) ask this question, and from the Regulation of DORA, the answer is not clear.\n\n***\n\n### Answer\n\nThis question has been rejected because it is considered that EBA guidance or clarification is not needed with regard to the issue that it raises. For example, this can be the case where it is considered that the existing regulatory framework is sufficiently clear and unambiguous, or where different practices may be possible but it is not currently necessary to harmonise these further through the Q&A process.\n\nThe Single Rule Book Q&A tool has been established to provide explanations and non-binding interpretations on questions relating to the practical application or implementation of the provisions of legislative acts referred to in Article 1(2) of the EBA’s founding Regulation, as well as associated delegated and implementing acts, and guidelines and recommendations, adopted under these legislative acts.\n\nFor further information on the purpose of this tool and on how to submit questions, please see “Additional background and guidance for asking questions”.\n\n***\n\n**Source:** [EBA original document](https://www.eba.europa.eu/single-rule-book-qa/qna/view/publicId/2024_7142)\n\n## Related Level 1 articles\n\n- [Article 2 — Scope](../../../articles/2.md)\n"}