{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":null,"gaps":[],"covered":[],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/definitions/psd2/sensitive-payment-data","url":"https://www.headlesslaw.com/definitions/psd2/sensitive-payment-data","title":"sensitive payment data","family":"definition","work_id":null,"status":"in_force","force_status":null,"date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"PSD2 Article 4, point (32) · Consolidated version of 17 January 2025","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","valid_from":null,"valid_until":null,"revision":null,"content_id":null,"change_date":null,"nearest_versions":[],"first_text_date":null,"correction_applies":false,"versions":[],"version_url":null,"revision_url":null,"versions_url":null,"relations_url":null,"source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","check":{"result":"matched","checked_at":"2026-10-26","against":"EUR-Lex"},"repo_path":"spaces/definitions/psd2/sensitive-payment-data.md","body_sha256":"1205af86f4f1cee0dbfdb35475d7ca5b8434a21681ec17be4eac54416fafdfc8"},"units":[],"markdown":"---\ntitle: \"sensitive payment data\"\ntype: definition\nstatus: Published\nsource: \"PSD2 Article 4, point (32)\"\ndefined_term: \"sensitive payment data\"\nsource_regulation: \"PSD2\"\nsource_reference: \"Article 4, point (32)\"\nsource_node: \"eu.psd2.article.4.subparagraph.1.point.32\"\ncross_regime_auto_link: false\ninline_links: pending\ntext_version: \"Consolidated version of 17 January 2025\"\nsource_url: \"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117\"\ncheck_status: matched\nverified: true\nlast_checked: 2026-10-26\n---\n\n*In force · PSD2 Article 4, point (32) · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)*\n\n## Definition\n\n> **(32)** ‘**sensitive payment data**’ means data, including personalised security credentials which can be used to carry out fraud. For the activities of payment initiation service providers and account information service providers, the name of the account owner and the account number do not constitute sensitive payment data;\n\n## Source\n\n[PSD2, Article 4, point (32)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117).\n"}