{"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"current_only","held_since":null,"gaps":[],"covered":[],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/definitions/psd2/payment-transaction","url":"https://www.headlesslaw.com/definitions/psd2/payment-transaction","title":"payment transaction","family":"definition","work_id":null,"status":"in_force","force_status":null,"date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"PSD2 Article 4, point (5) · Consolidated version of 17 January 2025","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","valid_from":null,"valid_until":null,"revision":null,"content_id":null,"change_date":null,"nearest_versions":[],"first_text_date":null,"correction_applies":false,"versions":[],"version_url":null,"revision_url":null,"versions_url":null,"relations_url":null,"source_line":null,"attribution":null},"provenance":{"official_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117","check":{"result":"matched","checked_at":"2026-10-26","against":"EUR-Lex"},"repo_path":"spaces/definitions/psd2/payment-transaction.md","body_sha256":"dcc7611f82885cec0d453df5e34e031d6beef5335d86de37527b11fea17f9e5e"},"units":[],"markdown":"---\ntitle: \"payment transaction\"\ntype: definition\nstatus: Published\nsource: \"PSD2 Article 4, point (5)\"\ndefined_term: \"payment transaction\"\nsource_regulation: \"PSD2\"\nsource_reference: \"Article 4, point (5)\"\nsource_node: \"eu.psd2.article.4.subparagraph.1.point.5\"\ncross_regime_auto_link: false\ninline_links: pending\ntext_version: \"Consolidated version of 17 January 2025\"\nsource_url: \"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117\"\ncheck_status: matched\nverified: true\nlast_checked: 2026-10-26\n---\n\n*In force · PSD2 Article 4, point (5) · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117)*\n\n## Definition\n\n> **(5)** ‘**payment transaction**’ means an act, initiated by the payer or on his behalf or by the payee, of placing, transferring or withdrawing funds, irrespective of any underlying obligations between the payer and the payee;\n\n## Source\n\n[PSD2, Article 4, point (5)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02015L2366-20250117).\n"}