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---
title: "pension scheme arrangement"
type: definition
status: Published
source: "EMIR Article 2, point (10)"
defined_term: "pension scheme arrangement"
source_regulation: "EMIR"
source_reference: "Article 2, point (10)"
source_node: "eu.emir.article.2.subparagraph.1.point.10"
cross_regime_auto_link: false
inline_links: pending
text_version: "Consolidated version of 17 January 2025"
source_url: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02012R0648-20250117"
check_status: matched
verified: true
last_checked: 2026-10-26
---

*In force · EMIR Article 2, point (10) · Consolidated version of 17 January 2025 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02012R0648-20250117)*

## Definition

> **(10)** ‘**pension scheme arrangement**’ means:
>
> **(a)** institutions for occupational retirement provision within the meaning of Article 6(a) of Directive 2003/41/EC, including any authorised entity responsible for managing such an institution and acting on its behalf as referred to in Article 2(1) of that Directive as well as any legal entity set up for the purpose of investment of such institutions, acting solely and exclusively in their interest;
>
> **(b)** occupational retirement provision businesses of institutions referred to in Article 3 of Directive 2003/41/EC;
>
> **(c)** occupational retirement provision businesses of life insurance undertakings covered by Directive 2002/83/EC, provided that all assets and liabilities corresponding to the business are ring-fenced, managed and organised separately from the other activities of the insurance undertaking, without any possibility of transfer;
>
> **(d)** any other authorised and supervised entities, or arrangements, operating on a national basis, provided that:
>
> **(i)** they are recognised under national law; and
>
> **(ii)** their primary purpose is to provide retirement benefits;

## Source

[EMIR, Article 2, point (10)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02012R0648-20250117).