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---
title: "Article 78 — Provision of records to competent authorities"
type: regulation
legal_status: in_force
source: "https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32024R1624"
source_retrieved: 2026-09-29
shortTitle: "Article 78 — Provision of records to competent authorities"
instrument_type: level1_regulation
authority: Commission
binding: true
binding_character: binding
mica_level2: false
legal_basis: "Regulation (EU) 2024/1624"
instrument: amlr
celex: "32024R1624"
regulation: AMLR
regulation-full: "Regulation (EU) 2024/1624"
article: 78
status: in_force
object_id: eu.amlr.legal_text.article.78
text_version: "Regulation (EU) 2024/1624, OJ L, 2024/1624, 19.6.2024"
source_url: "https://eur-lex.europa.eu/eli/reg/2024/1624/oj/eng"
check_status: matched
verified: true
last_checked: 2026-10-26
---

*In force · applies from 10 Jul 2027 · Regulation (EU) 2024/1624, OJ L, 2024/1624, 19.6.2024 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/eli/reg/2024/1624/oj/eng)*

Obliged entities shall have systems in place that enable them to respond fully and speedily to enquiries from their FIU or from other competent authorities, in accordance with national law, as to whether they are maintaining or have maintained, during a five-year period prior to that enquiry a business relationship with specified persons, and on the nature of that relationship, through secure channels and in a manner that ensures full confidentiality of the enquiries.

***

[Chapter VII — Data protection and record retention](../chapters/vii.md) · [← Article 77](77.md) · [Article 79 →](79.md)