<!-- headlesslaw {"release":{"id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","published":"2026-11-01T16:41:30Z","pinned":false},"limits":{"coverage":{"history":"full","held_since":"2024-06-19","gaps":[],"covered":["AMLD6 L1"],"not_covered":["national guidance","court decisions"]},"freshness":{"release_id":"a4f2a0495fe55b47323883f82977a9b34ab66171ec9623e39925d3a7045b6c81","release_published":"2026-11-01T16:41:30Z","checked_at":"2026-10-26","checked_against":"EUR-Lex"},"truncation":null,"failures":[],"incomplete":[]},"page":{"path":"/amld6/recitals/3","url":"https://www.headlesslaw.com/amld6/recitals/3","title":"Recital 3","family":"l1_recital_view","work_id":"amld6","view_of":"/amld6/recitals","status":"in_force","force_status":"in_force","date_state":"current","requested_date":null,"as_of":"2026-11-01","applies_from":null,"application":null,"version_label":"Directive (EU) 2024/1640, OJ L, 2024/1640, 19.6.2024","check":{"against":"EUR-Lex","on":"2026-10-26"},"check_result":"matched","official_url":"https://eur-lex.europa.eu/eli/dir/2024/1640/oj/eng","valid_from":"2024-06-19","valid_until":null,"content_id":"75297377a3540b1e","versions":["2024-06-19"],"version_url":"https://www.headlesslaw.com/amld6/recitals/3/versions/2024-06-19","revision_url":"https://www.headlesslaw.com/amld6/recitals/3/versions/2024-06-19/rev/75297377a3540b1e","versions_url":"https://www.headlesslaw.com/amld6/recitals/3/versions","relations_url":"https://www.headlesslaw.com/amld6/recitals/3/relations","act_url":"https://www.headlesslaw.com/amld6/recitals","source_line":null,"attribution":null,"context":{"act":{"work_id":"amld6","path":"/amld6/recitals","name":"AMLD6","number":"Directive (EU) 2024/1640","celex":"32024L1640","title_official":null,"document_date":null},"position":{"kind":"recital","key":"3","index":3,"articles":139,"annexes":0},"prev":{"path":"/amld6/recitals/2","key":"2","title":"Recital 2"},"next":{"path":"/amld6/recitals/4","key":"4","title":"Recital 4"},"act_anchor":""}}} -->
# Recital 3

*In force · Directive (EU) 2024/1640, OJ L, 2024/1640, 19.6.2024 · Checked against EUR-Lex on 26 Oct 2026 · [Official source](https://eur-lex.europa.eu/eli/dir/2024/1640/oj/eng)*

Significant variations in practices and approaches by competent authorities across the Union, as well as the lack of sufficiently effective arrangements for cross-border cooperation were identified in the implementation of Directive (EU) 2015/849. It is therefore appropriate to define clearer requirements, which should contribute to smooth cooperation across the Union whilst allowing Member States to take into account the specificities of their national systems.
